2427 Watson St, Elgin, SC 29045 Property Records

Kershaw County property record for 2427 Watson St, Elgin, SC 29045

Property Summary

Property Type	Single Family Home
Details	1,455 sqft
Lot Size	0.8 acres (34,848 sqft)
Owner	Owner Name on Record
Last Sale	$91,500 (Mar 2007)
Tax Bill	$747 (2025)
Deeds & Mortgages	Jun 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`347-00-00-013`

Property Details

APN / Parcel Number

Primary APN	`347-00-00-013`
Alternative APNs	`0347 00 00 0130` `4791`

Interior

Stories	1 Story
Building Area	1,455 sqft Gross Area
Gross Area	1,125 sqft

Exterior

Exterior Material	Brick
Lot Area	34,848 sqft (0.8 acres)
Garage Type	Detached
Garage Area	576 sqft
Porch	Porch
Porch Area	42 sqft

Location & Zoning

Account Number	4791
Old Parcel Number	0347 00 00 0130
Street Address	2427 WATSON ST
City	ELGIN
State	SC
Zip	29045-9434
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-6
Legal Description	2128-252 1016-304 389-296
Legal Subdivision	TOWN/ELGIN
Jurisdiction	KERSHAW SC
Township / Civil Division	ELGIN
Census Block Group	2
Census Block	2020
Census Tract	970909

Owner

Source: Kershaw County records, as of November 6, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Owner Name on Record
Mailing Address	2427 WATSON ST, ELGIN, SC 29045-9434
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 1, 2007 · Amount on Record
Deed Sale	Mar 1, 2007 · Amount on Record
Deed Document Number	0002128252
Deed Book / Page	2128 / 252
Record Updated	Jun 8, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KERSHAW SC
Property Address	2427 WATSON ST, ELGIN, SC 29045-9434
Document Number	0000005419
Instrument Date	Jun 16, 2020
Transaction Type	Mortgage
Record Updated	Aug 7, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2427 WATSON ST ELGIN SC 290459434, ELGIN, SC 29045-9434

Mortgage

Document Number	0000005419
Date	Jun 24, 2020
Book Page	004246/000128
Instrument	5419

Lender

Name	ALLSOUTH FCU
Type	Credit Union
Address	COLUMBIA, SC 29201

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	120 Months
Due	Jun 23, 2030

Tax Assessment & Valuation

Source: Kershaw County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Kershaw County
Unified School District	Kershaw County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$747.00 (-55.96%)	$106,300 (-) Land $10,000 Building $96,300	$106,300 (-)
2023	$1,696.00	$106,300 Land $10,000 Building $96,300	$106,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 91% of South Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LUGOFF ELGIN WATER AUTH serves 25,783 people · EPA ID SC2820001
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20