St. Mary's County property record for 24329 River Dr, Chaptico, MD 20621
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,320 sqft · built 1959 |
| Lot Size | 0.314 acres (13,680 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $249,000 (Apr 2013) |
| Tax Bill | $2,816 (2025) |
| Deeds & Mortgages | Nov 2021 Line of Credit Nov 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-016173 |
| Primary APN | 04-016173 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,320 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1959 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 13,680 sqft (0.314 acres) |
| View / Lot | Waterfront |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 1 Parking Space |
| Pool Area | 420 sqft |
|---|---|
| Porch | Porch |
| Porch Area | 240 sqft |
| Boat Access | Boat Access |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 016173 |
|---|---|
| Street Address | 24329 RIVER DR |
| City | CHAPTICO |
| State | MD |
| Zip | 20621-2132 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RNC |
| Legal Description | LOT 10 & PT OF LOT 9 BLOCK E PLAT 1/35 MILL POINT SHORES |
| Legal Subdivision | MILL PT SHORES |
| Legal Block | E |
| Legal Lot Number | 9,10 |
| Jurisdiction | ST MARY'S MD |
| Township / Civil Division | 4, CHAPTICO |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 875202 |
Source: St. Mary's County records, as of September 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 24329 RIVER DR, CHAPTICO, MD 20621-2132 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 17, 2021 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Nov 18, 2020 | Deed of Trust, Mortgage · Conventional Mortgage NATIONAL INSTITUTES OF HEALTH FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 15, 2013 · Amount on Record |
| Deed Sale | Apr 15, 2013 · Amount on Record |
| Prior Sale | Mar 1, 1977 · Amount on Record |
| Deed Book / Page | 3887 / 36 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST MARY'S MD |
| Property Address | 24329 RIVER DR, CHAPTICO, MD 20621-2132 |
| Transaction Type | Mortgage |
| Record Updated | Dec 2, 2021 |
| Name | Verified Name |
|---|---|
| Address | 24329 RIVER DR, CHAPTICO, MD 20621-2132 |
| Document Number | 0059890312 |
|---|---|
| Date | Nov 17, 2021 |
| Book Page | 5989/312 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 479 Months |
| Due | Oct 27, 2061 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST MARY'S MD |
| Property Address | 24329 RIVER DR, CHAPTICO, MD 20621-2132 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | GPN TITLE INC |
| Name | Verified Name |
|---|---|
| Address | 24329 RIVER DR, CHAPTICO, MD 20621-2132 |
| Document Number | 0055420470 |
|---|---|
| Date | Nov 18, 2020 |
| Book Page | 5542/470 |
| Name | NATIONAL INSTITUTES OF HEALTH FCU |
|---|---|
| Type | Credit Union |
| Address | ROCKVILLE, MD 20850 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Sep 1, 2050 |
Source: St. Mary's County assessment roll, as of September 22, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | St. Mary's County |
| Unified School District | St. Marys County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $382,767 (+42.59%) | $438,200 (+61.16%) Land $248,200 Building $190,000 | |
| 2025 | $2,816.00 (-7.12%) Homeowner's exemption | ||
| 2023 | $3,032.00 | $268,433 | $271,900 Land $158,200 Building $113,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone VE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 1 (2020) |
| Most Recent Claim | Aug 2020 · Tropical Storm Isaias |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Breezeline Cable | 1,000 / 50 |
| Starlink Satellite | 280 / 30 |
May also be available: T-Mobile.
5G (outdoors only) and 4G LTE
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