St. Mary's County property record for 24345 River Dr, Chaptico, MD 20621
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,104 sqft · built 1973 |
| Lot Size | 0.237 acres (10,332 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $3,175 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-004264 |
| Primary APN | 04-004264 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,104 sqft Total Area |
| 1st Floor Area | 1,104 sqft |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1973 |
| Architectural Style | Conventional |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 10,332 sqft (0.237 acres) |
| View / Lot | Waterfront |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Porch | Slab |
| Porch Area | 460 sqft |
| Deck Area | 64 sqft |
| Boat Access | Boat Access |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 004264 |
|---|---|
| Street Address | 24345 RIVER DR |
| City | CHAPTICO |
| State | MD |
| Zip | 20621-2132 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RNC |
| Legal Description | LOT 5 BLOCK E PLAT 1/35 MILL POINT SHORES |
| Legal Subdivision | MILL PT SHORES |
| Legal Block | E |
| Legal Lot Number | 5 |
| Jurisdiction | ST MARY'S MD |
| Township / Civil Division | 4, CHAPTICO |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 875202 |
Source: St. Mary's County records, as of September 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 24345 RIVER DR, CHAPTICO, MD 20621-2132 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 12, 2007 |
| Deed Sale | Feb 12, 2007 |
| Prior Sale | Sep 27, 2000 · Amount on Record |
| Deed Document Number | 20072237 |
| Deed Book / Page | 2947 / 781 |
| Prior Transfer Date | Jan 3, 2007 |
| Prior Transfer Doc | 0029470781 |
| Record Updated | Oct 29, 2026 |
Source: St. Mary's County assessment roll, as of September 22, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | St. Mary's County |
| Unified School District | St. Marys County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $350,700 (+12.77%) | $390,400 (-) Land $240,700 Building $149,700 | |
| 2025 | $3,175.00 (+1,884.38%) Homeowner's exemption | $311,000 (+16.44%) | $390,400 (+43.9%) Land $240,700 Building $149,700 |
| 2023 | $160.00 Homeowner's exemption | $267,100 | $271,300 Land $150,700 Building $120,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone VE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 1 (2020) |
| Most Recent Claim | Aug 2020 · Tropical Storm Isaias |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Breezeline Cable | 1,000 / 50 |
| Starlink Satellite | 280 / 30 |
May also be available: T-Mobile.
5G (outdoors only) and 4G LTE
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