24307 River Dr, Chaptico, MD 20621 Property Records

St. Mary's County property record for 24307 River Dr, Chaptico, MD 20621

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,056 sqft · built 1975
Lot Size	0.267 acres (11,616 sqft)
Owner	Individual Name on File
Last Sale	$405,000 (Mar 2006)
Tax Bill	$3,120 (2025)
Deeds & Mortgages	Mar 2020 Mortgage Jan 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04-008162`

Property Details

APN / Parcel Number

Primary APN	`04-008162`
Alternative APNs	`4008162` `008162`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,056 sqft Total Area

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	11,616 sqft (0.267 acres)
View / Lot	Waterfront
Pool Type	Spa / Hot Tub (No Pool)
Deck Area	192 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	008162
Street Address	24307 RIVER DR
City	CHAPTICO
State	MD
Zip	20621-2132
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RNC
Legal Description	LOT 500-17 BLOCK E PLAT 1/35 MILL POINT SHORES
Legal Subdivision	MILL POINT SHORES
Legal Block	E
Legal Lot Number	17
Jurisdiction	ST MARY'S MD
Township / Civil Division	4, CHAPTICO
Census Block Group	1
Census Block	1017
Census Tract	875202

Owner

Source: St. Mary's County assessment roll, as of August 12, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	12517 MONTEREY CIR, FORT WASHINGTON, MD 20744-7053
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 27, 2020	Deed of Trust, Mortgage NAVY FCU
Jan 29, 2019	Deed of Trust, Mortgage NAVY FCU
Apr 23, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 20, 2006 · Amount on Record
Deed Sale	Mar 20, 2006 · Amount on Record
Prior Sale	May 27, 1998 · Amount on Record
Deed Document Number	20062971
Deed Book / Page	2738 / 159
Last Transfer Date	Apr 20, 2018
Transfer Doc	0048560194
Record Updated	Sep 20, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST MARY'S MD
Property Address	24307 RIVER DR, CHAPTICO, MD 20621-2132
Document Number	0053100001
Instrument Date	Mar 27, 2020
Transaction Type	Mortgage
Record Updated	Jun 18, 2020
Title Company	NAVY FEDERAL TITLE SERVICES, NAVY FEDERAL TITLE SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	24307 RIVER DR CHAPTICO MD 206212132, CHAPTICO, MD 20621-2132

Mortgage

Document Number	0053100001
Date	Apr 7, 2020
Book Page	005310/000001

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 6, 2050

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST MARY'S MD
Property Address	24307 RIVER DR, CHAPTICO, MD 20621-2132
Document Number	0050220220
Instrument Date	Jan 29, 2019
Transaction Type	Mortgage
Record Updated	Feb 20, 2019
Title Company	CHAMPION TITLE AGENCY, CHAMPION TITLE & SETTLEMENTS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12517 MONTEREY CIR FORT WASHINGTON MD 207447053, FORT WASHINGTON, MD 20744-7053

Mortgage

Document Number	0050220220
Date	Feb 6, 2019
Book Page	005022/000220

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Feb 5, 2049

April 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST MARY'S MD
Recording Date	Apr 23, 2018
Property Address	24307 RIVER DR, CHAPTICO, MD 20621-2132
Document Number	0048560194
Book / Page	004856 / 000194
Instrument Date	Apr 20, 2018
Transaction Type	Transfer
Record Updated	May 3, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	24307 RIVER DR CHAPTICO MD 206212132, CHAPTICO, MD 20621-2132

Tax Assessment & Valuation

Source: St. Mary's County assessment roll, as of August 12, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	St. Mary's County
Unified School District	St. Marys County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$313,233 (+13.38%)	$350,200 (-) Land $243,600 Building $106,600
2025	$3,120.00 (+15.86%)	$276,267 (+16.67%)	$350,200 (+46.34%) Land $243,600 Building $106,600
2023	$2,693.00	$236,800	$239,300 Land $153,600 Building $85,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	1 (2020)
Most Recent Claim	Aug 2020 · Tropical Storm Isaias

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Internet Providers

Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cogeco Cable Holdings II Cable	1,000 / 50
Starlink Satellite	280 / 30

May also be available: T-Mobile USA.

Cell Coverage

5G (outdoors only) and 4G LTE

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