Kenton County property record for 2432 Herman St, Covington, KY 41014
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 734 sqft · built 1925 |
| Lot Size | 0.06 acres (2,614 sqft) |
| Owner | Company Name on File |
| Last Sale | $120,000 (Mar 2025) |
| Tax Bill | $742 (2025) |
| Deeds & Mortgages | Sep 2020 Sale Jun 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 055-23-11-021.00 |
| Primary APN | 055-23-11-021.00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 734 sqft Finished Area |
| Gross Area | 812 sqft |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 1925 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Block |
| Lot Area | 2,614 sqft (0.06 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 2432 HERMAN ST |
|---|---|
| City | COVINGTON |
| State | KY |
| Zip | 41014-1642 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HUNTINGTON LOT & IMP CO LOT 48 CENTRAL COV IMP CO ADDN |
| Legal Subdivision | HUNTINGTON LOT & IMP CO |
| Legal Lot Number | 48 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 65000 |
Source: Kenton County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 502 FRY ST, COVINGTON, KY 41011-2110 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Sep 15, 2020 | Grant Deed, Transfer ATTORNEY ONLY |
| Jun 3, 2019 | Quit Claim Deed, Mortgage · FHA Mortgage VICTORY MTG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 7, 2025 · Amount on File |
| Deed Sale | Mar 7, 2025 · Amount on File |
| Prior Sale | Sep 15, 2020 · Amount on File |
| Deed Document Number | 2025228 |
| Deed Book / Page | 332 / 503 |
| Prior Transfer Date | May 17, 2024 |
| Prior Transfer Doc | 0005900143 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Sep 15, 2020 |
| Property Address | 2432 HERMAN ST, COVINGTON, KY 41014-1642 |
| Document Number | 0000000182 |
| Book / Page | 000043 / 000622 |
| Instrument Date | Sep 8, 2020 |
| Instrument | 182 |
| Transaction Type | Transfer |
| Record Updated | Oct 20, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $50.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 111 WALLACE AVE COVINGTON KY 410145168, COVINGTON, KY 41014-5168 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Jun 3, 2019 |
| Property Address | 2432 HERMAN ST, COVINGTON, KY 41014-1642 |
| Document Number | 0000000181 |
| Book / Page | 0C6672 / 000206 |
| Instrument Date | May 7, 2019 |
| Instrument | 181 |
| Transaction Type | Mortgage |
| Record Updated | Jun 20, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3122 RIVIERA BAY CT OVIEDO FL 327658466, OVIEDO, FL 32765-8466 |
| Document Number | 182 |
|---|---|
| Date | Jun 3, 2019 |
| Book Page | 0C6672/000208 |
| Instrument | 182 |
| Name | VICTORY MTG |
|---|---|
| Type | Mortgage Company |
| Address | FORT MITCHELL, KY 41017 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 2, 2049 |
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Covington City |
| Unified School District | Covington Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $120,000 (+114.29%) Land $10,000 Building $110,000 | $120,000 (+114.29%) Land $10,000 Building $110,000 | |
| 2025 | $742.00 (-0.4%) | $56,000 (-) Land $5,000 Building $51,000 | $56,000 (-) Land $5,000 Building $51,000 |
| 2023 | $745.00 | $56,000 Land $5,000 Building $51,000 | $56,000 Land $5,000 Building $51,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 465 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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