2431 Herman St, Covington, KY 41014 Property Records

Kenton County property record for 2431 Herman St, Covington, KY 41014

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 602 sqft · built 1923
Lot Size0.11 acres (4,792 sqft)
OwnerIndividual Name on Record
Last Sale$36,667 (Mar 2014)
Tax Bill$70 (2025)
Flood ZoneZone X (minimal risk)
APN055-23-09-014.00

Property Details

APN / Parcel Number

Primary APN055-23-09-014.00

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area602 sqft Finished Area
Gross Area884 sqft

Exterior

Year BuiltBuilt 1923
Effective Year BuiltEffective 1923
Exterior MaterialAluminum/Vinyl
Foundation TypeBlock
Roof MaterialComposition Shingle
Lot Area4,792 sqft (0.11 acres)
Pool TypeAbove-Ground Pool

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected

Location & Zoning

Street Address2431 HERMAN ST
CityCOVINGTON
StateKY
Zip41014-1641
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHUNTINGTON LOT & IMP CO LOTS 100-101 CENTRAL COV IMP CO ADDN
Legal SubdivisionHUNTINGTON LOT & IMP CO
Legal Lot Number100-101
JurisdictionKENTON KY
Township / Civil DivisionCOVINGTON
Census Block Group3
Census Block3001
Census Tract65000

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address2431 HERMAN ST, COVINGTON, KY 41014-1641
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 24, 2014 · Amount on Record
Deed SaleMar 24, 2014 · Amount on Record
Deed Document Number201403 24 059 00008
Deed Book / Page5378 / 64
Prior Transfer DateAug 29, 2010
Prior Transfer Doc0005900249
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityCovington City
Unified School DistrictCovington Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$119,300 (+119.3%) Land $10,000 Building $109,300$119,300 (+119.3%) Land $10,000 Building $109,300
2025$70.00 (-90.33%) Homeowner's exemption$54,400 (-) Land $5,000 Building $49,400$54,400 (-) Land $5,000 Building $49,400
2023$724.00$54,400 Land $5,000 Building $49,400$54,400 Land $5,000 Building $49,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of Kentucky
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTHERN KENTUCKY WATER DISTRICT
serves 259,949 people · EPA ID KY0590220
Water SourceSurface water
Last State InspectionOct 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 465 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on Herman St

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