Kenton County property record for 2427 Herman St, Covington, KY 41014
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 1,072 sqft · built 1927 |
| Lot Size | 0.057 acres (2,500 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $190,000 (May 2026) |
| Tax Bill | $2,252 (2025) |
| Deeds & Mortgages | May 2026 Sale & Mortgage Aug 2022 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 055-23-09-013.00 |
| Primary APN | 055-23-09-013.00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,072 sqft Finished Area |
| Gross Area | 1,184 sqft |
| Year Built | Built 1927 |
|---|---|
| Effective Year Built | Effective 1927 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Block |
| Lot Area | 2,500 sqft (0.057 acres) |
| Lot Dimensions | 100 ft deep x 25 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 2427 HERMAN ST |
|---|---|
| City | COVINGTON |
| State | KY |
| Zip | 41014-1641 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HUNTINGTON LOT & IMP CO LOT 99 25'X 100' WS HERMAN ST 325' S 24TH CENTRAL COV IMP CO ADD |
| Legal Subdivision | HUNTINGTON LOT & IMP CO |
| Legal Lot Number | 99 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 65000 |
Source: Kenton County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2427 HERMAN ST, COVINGTON, KY 41014-1641 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Remainderman |
| Date | Document |
|---|---|
| May 15, 2026 | Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE |
| Aug 25, 2022 | Warranty Deed, Transfer 360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS LLC |
| Mar 15, 2022 | Warranty Deed, Transfer 360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS LLC |
| Feb 17, 2020 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 15, 2026 · Amount on Record |
| Deed Sale | May 15, 2026 · Amount on Record |
| Prior Sale | Aug 25, 2022 · Amount on Record |
| Deed Document Number | 2026051510126 |
| Deed Book / Page | 431 / 959 |
| Prior Transfer Date | Feb 17, 2020 |
| Prior Transfer Doc | 0005900139 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | May 15, 2026 |
| Property Address | 2427 HERMAN ST, COVINGTON, KY 41014-1641 |
| Document Number | 0000010126 |
| Book / Page | 431 / 959 |
| Instrument Date | May 11, 2026 |
| Instrument | 202610126 |
| Transaction Type | Transfer |
| Record Updated | Jun 18, 2026 |
| Title Company | 360 AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $19,190.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Remainderman |
| Address | 2427 HERMAN ST, COVINGTON, KY 41014-1641 |
| Document Number | 0000010127, |
|---|---|
| Date | May 15, 2026 |
| Instrument | 2026051510127 |
| Name | CROSSCOUNTRY MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.46% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Aug 25, 2022 |
| Property Address | 2427 HERMAN ST, COVINGTON, KY 41014-1641 |
| Document Number | 0005900074 |
| Book / Page | 186 / 46 |
| Map Reference | PG 99 |
| Instrument Date | Aug 23, 2022 |
| Instrument | 22082505900074 |
| Transaction Type | Transfer |
| Record Updated | Sep 8, 2022 |
| Title Company | 360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2625 CONGBRANCH RD, 2625, UNION, KY 41091 |
| Name | Verified Name |
|---|---|
| Address | 7680 CROBKED RD, REED, KY 42451-9731 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Mar 15, 2022 |
| Property Address | 2427 HERMAN ST, COVINGTON, KY 41014-1641 |
| Document Number | 0005900005 |
| Book / Page | 153 / 237 |
| Instrument Date | Mar 10, 2022 |
| Instrument | 22031505900005 |
| Transaction Type | Transfer |
| Record Updated | Mar 28, 2022 |
| Title Company | 360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5294 MADISON PIKE, 5294, INDEPENDENCE, KY 41051-7971 |
| Name | Verified Name |
|---|---|
| Address | 2625 LONGBRANCH RD, UNION, KY 41091-9748 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Feb 17, 2020 |
| Property Address | 2427 HERMAN ST, COVINGTON, KY 41014-1641 |
| Document Number | 0000000139 |
| Book / Page | 000007 / 000501 |
| Instrument Date | Feb 17, 2020 |
| Instrument | 139 |
| Transaction Type | Transfer |
| Record Updated | Mar 31, 2020 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $25.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 5294 MADISON PIKE INDEPENDENCE KY 410517971, INDEPENDENCE, KY 41051-7971 |
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Covington City |
| Unified School District | Covington Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $170,000 (-) Land $10,000 Building $160,000 | $170,000 (-) Land $10,000 Building $160,000 | |
| 2025 | $2,252.00 (-0.53%) | $170,000 (-) Land $5,000 Building $165,000 | $170,000 (-) Land $5,000 Building $165,000 |
| 2023 | $2,264.00 (+185.86%) | $170,000 (+183.33%) Land $5,000 Building $165,000 | $170,000 (+183.33%) Land $5,000 Building $165,000 |
| 2022 | $792.00 | $60,000 Land $5,000 Building $55,000 | $60,000 Land $5,000 Building $55,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 465 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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