St. Louis County property record for 2438 Birch Point Rd, Tower, MN 55790
| Property Type | Seasonal / Vacation Home |
|---|---|
| Details | 3 bd · 1.75 ba · 1,628 sqft · built 2010 |
| Lot Size | 0.584 acres (25,445 sqft) |
| Owner | Company Name on Record |
| Last Sale | $1,500,000 (Nov 2025) |
| Tax Bill | $8,672 (2026) |
| Deeds & Mortgages | Nov 2025 Sale Nov 2025 Re-recorded Document + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 387-0070-01780 |
| Primary APN | 387-0070-01780 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.75 Baths |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,628 sqft Gross Area |
| 1st Floor Area | 2,150 sqft |
| Basement Area | 1,282 sqft |
| Finished Basement | 1,282 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2010 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Block |
| Construction Type | Frame |
| Lot Area | 25,445 sqft (0.584 acres) |
| Garage Area | 696 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 398 sqft |
| Deck Area | 354 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Account Number | 1190979 |
|---|---|
| Street Address | 2438 BIRCH POINT RD |
| City | TOWER |
| State | MN |
| Zip | 55790-8105 |
| Property Category | Residential |
| Property Type | Residential > Specialized > Seasonal / Vacation Home |
| Legal Description | LOTS 19 20 & S 25 FT OF LOT 21 SERIAL # |
| Legal Subdivision | BIRCH POINT |
| Legal Block | 15 |
| Legal Lot Number | 19-21 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | GREENWOOD |
| Census Block Group | 1 |
| Census Block | 1255 |
| Census Tract | 15502 |
Source: St. Louis County records, as of September 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 701 S TAYLOR ST, 500, AMARILLO, TX 79101-2424 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Date | Document |
|---|---|
| Nov 14, 2025 | Warranty Deed, Transfer |
| Nov 19, 2025 | Re-recorded Document |
| Sep 9, 2022 | Deed, Transfer NORTHEAST TITLE COMPANY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 19, 2025 · Amount on Record |
| Deed Sale | Nov 19, 2025 · Amount on Record |
| Prior Sale | Nov 14, 2025 · Amount on Record |
| Deed Document Number | 20251522694 |
| Prior Transfer Date | Jul 21, 2010 |
| Prior Transfer Doc | 0000888320 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Nov 14, 2025 |
| Property Address | 2438 BIRCH POINT RD, TOWER, MN 55790-8105 |
| Document Number | 0001096179 |
| Instrument Date | Nov 7, 2025 |
| Instrument | 1096179 |
| Transaction Type | Transfer |
| Record Updated | Dec 5, 2025 |
| Amount | Amount Recorded |
|---|---|
| Tax | $4,950.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 701 SS TAYLOR #500 # 500, 500, AMARILLO, TX 79101 |
| Document Type | Re-recorded Document |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Nov 19, 2025 |
| Property Address | 2438 BIRCH POINT RD, TOWER, MN 55790-8105 |
| Document Number | 0001522694 |
| Instrument Date | Nov 7, 2025 |
| Instrument | 1522694 |
| Record Updated | Dec 10, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 701 S TAYLOR ST STE 500, 500, AMARILLO, TX 79101-2424 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Sep 9, 2022 |
| Property Address | 2438 BIRCH POINT RD, TOWER, MN 55790-8105 |
| Document Number | 0001061011 |
| Instrument Date | Sep 9, 2022 |
| Instrument | 1061011 |
| Transaction Type | Transfer |
| Record Updated | Oct 2, 2023 |
| Title Company | NORTHEAST TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 2438 BIRD POINT RD, TOWER, MN 55790 |
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| County Subdivision | Greenwood Township |
| Unified School District | St. Louis County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,672.00 (+12.92%) Homeowner's exemption | ||
| 2025 | $7,680.00 (-1.39%) Homeowner's exemption | $1,084,500 (+19.16%) Land $283,700 Building $800,800 | $1,084,500 (+19.16%) Land $283,700 Building $800,800 |
| 2024 | $7,788.00 | $910,100 (+26.88%) Land $214,000 Building $696,100 | $910,100 (+26.88%) Land $214,000 Building $696,100 |
| 2022 | $717,300 Land $172,800 Building $544,500 | $717,300 Land $172,800 Building $544,500 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 23 policies |
| Nearby Flood Policies | 23 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 89% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Frontier DSL | 90 / 5 |
May also be available: AT&T, CTC, T-Mobile, Verizon.
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