2430 Guardian Ct, Arnold, MO 63010 Property Records

Jefferson County property record for 2430 Guardian Ct, Arnold, MO 63010

Property Summary

Property Type	Single Family Home
Details	1,536 sqft · built 2011
Lot Size	0.22 acres (9,583 sqft)
Owner	2 Individual Names on Record
Last Sale	$255,200 (Aug 2013)
Tax Bill	$4,817 (2025)
Deeds & Mortgages	May 2023 Second Mortgage Nov 2024 Second Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`027.036.01001139`

Property Details

APN / Parcel Number

Primary APN	`027.036.01001139`

Interior

Stories	2 Stories
Building Area	1,536 sqft Living Area
Gross Area	1,746 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Architectural Style	Bi-Level
Construction Type	Frame
Lot Area	9,583 sqft (0.22 acres)
Garage Type	Attached
Garage Area	210 sqft

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	2430 GUARDIAN CT
City	ARNOLD
State	MO
Zip	63010-2580
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	STRAWBERRY RIDGE 2 LOT 69
Legal Range	5E
Legal Township	43N
Legal Section	36
Legal Subdivision	STRAWBERRY RIDGE 2
Legal Block	2
Legal Lot Number	69
Jurisdiction	JEFFERSON MO
Township / Civil Division	ARNOLD
Census Block Group	2
Census Block	2003
Census Tract	700113

Owner

Source: Jefferson County records, as of August 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2430 GUARDIAN CT, ARNOLD, MO 63010-2580
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 31, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage COMMERCE BANK
Nov 26, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK
Apr 20, 2026	Transfer on Death Deed, Transfer NONE LISTED ON DOCUMENT
Aug 26, 2020	Deed of Trust, Mortgage MR COOPER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 6, 2013 · Amount on Record
Deed Sale	Aug 6, 2013 · Amount on Record
Deed Document Number	201331376
Last Transfer Date	Apr 9, 2026
Transfer Doc	0000010370
Record Updated	Oct 29, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	2430 GUARDIAN CT, ARNOLD, MO 63010-2580
Transaction Type	Mortgage
Record Updated	May 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2430 GUARDIAN CT, ARNOLD, MO 63010-2580

Mortgage

Document Number	0000013006
Date	May 31, 2023
Instrument	2023R-013006

Lender

Name	COMMERCE BANK
Type	Bank
Address	KANSAS CITY, MO 64106

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	132 Months
Due	May 22, 2034

November 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	2430 GUARDIAN CT, ARNOLD, MO 63010-2580
Transaction Type	Mortgage
Record Updated	May 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000029540
Date	Nov 26, 2024
Instrument	2024R-029540

Lender

Name	DISCOVER BANK
Type	Bank
Address	GREENWOOD, DE 19950

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 19, 2054

April 2026: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	JEFFERSON MO
Recording Date	Apr 20, 2026
Property Address	2430 GUARDIAN CT, ARNOLD, MO 63010-2580
Document Number	0000010370
Instrument Date	Apr 9, 2026
Instrument	202610370
Transaction Type	Transfer
Record Updated	Aug 27, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2430 GUARDIAN CT, ARNOLD, MO 63010-2580

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	2430 GUARDIAN CT, ARNOLD, MO 63010-2580
Document Number	0000032443
Instrument Date	Aug 26, 2020
Transaction Type	Mortgage
Record Updated	Oct 23, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2430 GUARDIAN CT ARNOLD MO 630102580, ARNOLD, MO 63010-2580

Mortgage

Document Number	0000032443
Date	Sep 2, 2020
Instrument	32443

Lender

Name	MR COOPER
Address	COPPELL, TX 75019

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
Municipality	Arnold City
County	Jefferson County
Unified School District	Fox C-6 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$71,100 (-) Land $13,400 Building $57,700	$374,100 (-) Land $70,400 Building $303,700
2025	$4,817.00 (+5.61%)	$71,100 (+9.05%) Land $13,400 Building $57,700	$374,100 (-) Land $70,400 Building $303,700
2024	$4,561.00 (+0.62%)		$374,100 (+9.04%) Land $70,400 Building $303,700
2023	$4,533.00	$65,200 Land $13,400 Building $51,800	$343,100 Land $70,400 Building $272,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2008)
Most Recent Claim	Sep 2008 · Severe Storms, Flooding, And A Tornado

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 93% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEFFERSON CO CONS PWSD C 1 serves 37,000 people · EPA ID MO6024295
Water Source	Purchased surface water from MO AMERICAN ST LOUIS ST CHARLES COUNTIES
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 431 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon, Wisper ISP.

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