2435 Guardian Ct, Arnold, MO 63010 Property Records

Jefferson County property record for 2435 Guardian Ct, Arnold, MO 63010

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,436 sqft · built 2004
Lot Size	0.21 acres (9,148 sqft)
Owner	2 Individual Names on Record
Last Sale	$275,100 (Jul 2014)
Tax Bill	$4,634 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Dec 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`027.036.01001125`

Property Details

APN / Parcel Number

Primary APN	`027.036.01001125`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,436 sqft Living Area
Gross Area	1,452 sqft
Basement Area	384 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Bi-Level
Construction Type	Frame
Lot Area	9,148 sqft (0.21 acres)
Garage Type	Attached
Garage Area	16 sqft
Porch	Open Frame Porch
Porch Area	90 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	2435 GUARDIAN CT
City	ARNOLD
State	MO
Zip	63010-2580
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	STRAWBERRY RIDGE 2 LOT 83
Legal Range	5E
Legal Township	43N
Legal Section	36
Legal Subdivision	STRAWBERRY RIDGE 2
Legal Block	2
Legal Lot Number	83
Jurisdiction	JEFFERSON MO
Township / Civil Division	ARNOLD
Census Block Group	2
Census Block	2003
Census Tract	700113

Owner

Source: Jefferson County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2435 GUARDIAN CT, ARNOLD, MO 63010-2580
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage JLB CORP
Dec 27, 2022	Deed of Trust, Mortgage · Line of Credit US BANK NA
Jan 11, 2024	Warranty Deed, Transfer HILLSBOROUGH TITLE INC, HTC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 14, 2014 · Amount on Record
Deed Sale	Jul 14, 2014 · Amount on Record
Prior Sale	Oct 25, 2004 · Amount on Record
Deed Document Number	201420534
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	2435 GUARDIAN CT, ARNOLD, MO 63010-2580
Transaction Type	Mortgage
Record Updated	Jan 25, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000043400
Date	Oct 4, 2021
Instrument	2021R-043400

Lender

Name	JLB CORP
Type	Mortgage Company
Address	SAINT LOUIS, MO 63146

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2036

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	2435 GUARDIAN CT, ARNOLD, MO 63010-2580
Transaction Type	Mortgage
Record Updated	Jan 25, 2024
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2435 GUARDIAN CT, ARNOLD, MO 63010-2580

Mortgage

Document Number	0000040239
Date	Dec 27, 2022
Instrument	2022R-040239

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Dec 16, 2052

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	Jan 11, 2024
Property Address	2435 GUARDIAN CT, ARNOLD, MO 63010-2580
Document Number	0000000810
Map Reference	DOC 2021P-000199
Instrument Date	Jan 9, 2024
Instrument	2024R-000810
Transaction Type	Transfer
Record Updated	Jan 25, 2024
Title Company	HILLSBOROUGH TITLE INC, HTC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2435 GUARDIAN CT, ARNOLD, MO 63010-2580

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
Municipality	Arnold City
County	Jefferson County
Unified School District	Fox C-6 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$68,400 (-) Land $13,400 Building $55,000	$360,000 (-) Land $70,400 Building $289,600
2025	$4,634.00 (+5.29%)	$68,400 (+8.06%) Land $13,400 Building $55,000
2024			$360,000 (+8.14%) Land $70,400 Building $289,600
2023	$4,401.00	$63,300 Land $13,400 Building $49,900	$332,900 Land $70,400 Building $262,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2008)
Most Recent Claim	Sep 2008 · Severe Storms, Flooding, And A Tornado

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 94% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEFFERSON CO CONS PWSD C 1 serves 37,000 people · EPA ID MO6024295
Water Source	Purchased surface water from MO AMERICAN ST LOUIS ST CHARLES COUNTIES
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 211 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon, Wisper ISP.

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