2423 Guardian Ct, Arnold, MO 63010 Property Records

Jefferson County property record for 2423 Guardian Ct, Arnold, MO 63010

Property Summary

Property Type	Single Family Home
Details	1,532 sqft · built 2012
Lot Size	0.21 acres (9,148 sqft)
Owner	2 Individual Names on Record
Tax Bill	$4,721 (2023)
Deeds & Mortgages	Sep 2022 Line of Credit Dec 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`027.036.01001122`

Property Details

APN / Parcel Number

Primary APN	`027.036.01001122`

Interior

Stories	2 Stories
Building Area	1,532 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2012
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Lot Area	9,148 sqft (0.21 acres)
Garage Type	Attached
Garage Area	308 sqft

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	2423 GUARDIAN CT
City	ARNOLD
State	MO
Zip	63010-2580
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	STRAWBERRY RIDGE 2 LOT 86
Legal Range	05
Legal Township	43
Legal Section	36
Legal Quarter	NE
Legal Subdivision	STRAWBERRY RIDGE 2
Legal Block	1
Legal Lot Number	86
Jurisdiction	JEFFERSON MO
Township / Civil Division	ARNOLD
Census Block Group	2
Census Block	2003
Census Tract	700113

Owner

Source: Jefferson County records, as of November 24, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2423 GUARDIAN CT, ARNOLD, MO 63010-2580
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 26, 2022	Deed of Trust, Mortgage · Line of Credit CENTURY CU
Dec 10, 2020	Deed of Trust, Mortgage TRIUMPH MTG
Aug 22, 2019	Warranty Deed, Transfer TRIUMPH MTG
Jan 23, 2017	Quit Claim Deed, Mortgage MIDLAND STATES BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 22, 2019
Deed Sale	Aug 22, 2019
Prior Sale	Jan 23, 2017
Deed Document Number	2019R-025007
Record Updated	Jun 8, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	2423 GUARDIAN CT, ARNOLD, MO 63010-2580
Transaction Type	Mortgage
Record Updated	Oct 7, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000031358
Date	Sep 26, 2022
Instrument	2022R-031358

Lender

Name	CENTURY CU
Type	Credit Union
Address	SAINT LOUIS, MO 63125

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Sep 25, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	2423 GUARDIAN CT, ARNOLD, MO 63010-2580
Document Number	0000003759
Instrument Date	Dec 10, 2020
Transaction Type	Mortgage
Record Updated	Apr 1, 2021
Title Company	ELEVATED TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2423 GUARDIAN CT ARNOLD MO 630102580, ARNOLD, MO 63010-2580

Mortgage

Document Number	0000003759
Date	Jan 26, 2021
Instrument	3759

Lender

Name	TRIUMPH MTG
Type	Mortgage Company
Address	COLLIERVILLE, TN 38017

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 25, 2051

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	Aug 22, 2019
Property Address	2423 GUARDIAN CT, ARNOLD, MO 63010-2580
Document Number	0000025007
Instrument Date	Aug 19, 2019
Instrument	25007
Transaction Type	Transfer
Record Updated	Sep 9, 2019
Title Company	INVESTORS TITLE COMPANY, INVESTORS TITLE CO.

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2423 GUARDIAN CT ARNOLD MO 630102580, ARNOLD, MO 63010-2580

Mortgage

Document Number	25008
Date	Aug 22, 2019
Instrument	25008

Lender

Name	TRIUMPH MTG
Type	Mortgage Company
Address	COLLIERVILLE, TN 38017

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 21, 2049

January 2017: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	JEFFERSON MO
Recording Date	Jan 23, 2017
Property Address	2423 GUARDIAN CT, ARNOLD, MO 63010-2580
Document Number	0000002247
Instrument Date	Dec 27, 2016
Instrument	2247
Transaction Type	Mortgage
Record Updated	Jan 26, 2017
Title Company	INVESTORS TITLE COMPANY, INVESTORS TITLE CO.

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2423 GUARDIAN CT ARNOLD MO 630102580, ARNOLD, MO 63010-2580

Mortgage

Document Number	2249,
Date	Jan 23, 2017
Instrument	2249

Lender

Name	MIDLAND STATES BK
Type	Bank
Address	EFFINGHAM, IL 62401

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 22, 2047

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Missouri
Municipality	Arnold City
County	Jefferson County
Unified School District	Fox C-6 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$74,000 (+8.98%) Land $13,400 Building $60,600
2024			$389,400 (+9.01%) Land $70,400 Building $319,000
2023	$4,721.00	$67,900 Land $13,400 Building $54,500	$357,200 Land $70,400 Building $286,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2008)
Most Recent Claim	Sep 2008 · Severe Storms, Flooding, And A Tornado

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 94% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEFFERSON CO CONS PWSD C 1 serves 37,000 people · EPA ID MO6024295
Water Source	Purchased surface water from MO AMERICAN ST LOUIS ST CHARLES COUNTIES
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 211 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon, Wisper ISP.

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