243 Windy Acres Estates Dr, Ballwin, MO 63021 Property Records

St. Louis County property record for 243 Windy Acres Estates Dr, Ballwin, MO 63021

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,991 sqft · built 1999
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Individual Names on File
Last Sale	$406,000 (Sep 2020)
Tax Bill	$6,228 (2025)
Deeds & Mortgages	Sep 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`23S-23-0314`

Property Details

APN / Parcel Number

Primary APN	`23S-23-0314`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,991 sqft Living Area
Gross Area	3,831 sqft
1st Floor Area	1,296 sqft
Basement Area	378 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	7,405 sqft (0.17 acres)
Lot Dimensions	73 ft deep x 74 ft wide
View / Lot	Cul-De-Sac
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	110 sqft
Patio Area	739 sqft
Balcony Area	21 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	243 WINDY ACRES ESTATES DR
City	BALLWIN
State	MO
Zip	63021-4231
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	93R-3
Legal Description	WINDY ACRES ESTATES LOT 13
Legal Subdivision	WINDY ACRES ESTATES
Legal Lot Number	13
Jurisdiction	ST LOUIS MO
Township / Civil Division	WILDHORSE
Census Block Group	1
Census Block	1021
Census Tract	217943

Owner

243 Windy Acres Estates Dr is owned and occupied by two individuals who bought it in September 2020.

Source: St. Louis County records, as of September 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	243 WINDY ACRES ESTATES DR, BALLWIN, MO 63021-4231
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 11, 2020 · Amount on File
Deed Sale	Sep 11, 2020 · Amount on File
Prior Sale	Dec 23, 1999 · Amount on File
Deed Document Number	2020466
Deed Book / Page	24320 / 3214
Record Updated	Oct 29, 2026

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Sep 11, 2020
Property Address	243 WINDY ACRES ESTATES DR, BALLWIN, MO 63021-4231
Document Number	0243203214
Book / Page	24320 / 3214
Map Reference	MB 347 PG 75&76
Instrument Date	Sep 2, 2020
Instrument	2020091100466
Transaction Type	Transfer
Record Updated	Dec 13, 2021
Title Company	INVESTORS TITLE CO CLAYTON

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	497 WHITE WILDLIFE RD, 497, SILEX, MO 63377-2522

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	243 WINDY ACRES ESTATES DR, BALLWIN, MO 63021-4231

Mortgage

Document Number	2020091100467
Date	Sep 11, 2020
Instrument	2020091100467

Lender

Name	STIFEL BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Sep 1, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 243 Windy Acres Estates Dr was $6,228, down 0.1% from the year before.

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
Municipality	Ballwin City
County	St. Louis County
Unified School District	Rockwood R-VI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$96,040 (-) Land $30,890 Building $65,150	$505,500 (-) Land $162,600 Building $342,900
2025	$6,228.00 (-0.1%)	$96,040 Land $30,890 Building $65,150	$505,500 Land $162,600 Building $342,900
2024	$6,234.00 (+0.08%)
2023	$6,229.00 (+11.27%)	$89,260 (+19.27%) Land $18,540 Building $70,720	$469,800 Land $97,600 Building $372,200
2022	$5,598.00	$74,840 Land $18,540 Building $56,300
2021			$393,900 Land $97,600 Building $296,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 243 Windy Acres Estates Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 243 Windy Acres Estates Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 363 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Verizon.

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