235 Windy Acres Estates Dr, Ballwin, MO 63021 Property Records

St. Louis County property record for 235 Windy Acres Estates Dr, Ballwin, MO 63021

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,136 sqft · built 1999
Lot Size	0.21 acres (9,148 sqft)
Owner	2 Trust Names on File
Last Sale	$404,900 (May 2019)
Tax Bill	$6,905 (2025)
Deeds & Mortgages	Feb 2025 Transfer Dec 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`23S-23-0295`

Property Details

APN / Parcel Number

Primary APN	`23S-23-0295`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,136 sqft Living Area
Gross Area	3,576 sqft
1st Floor Area	1,368 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	9,148 sqft (0.21 acres)
Lot Dimensions	73 ft deep x 67 ft wide
View / Lot	Cul-De-Sac
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	100 sqft
Deck Area	406 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	235 WINDY ACRES ESTATES DR
City	BALLWIN
State	MO
Zip	63021-4231
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	93R-3
Legal Description	WINDY ACRES ESTATES LOT 11
Legal Subdivision	WINDY ACRES ESTATES
Legal Lot Number	11
Jurisdiction	ST LOUIS MO
Township / Civil Division	WILDHORSE
Census Block Group	1
Census Block	1021
Census Tract	217943

Owner

235 Windy Acres Estates Dr is owner-occupied and held in a trust since May 2019.

Source: St. Louis County records, as of October 8, 2026

Owner of Record	2 Trust Names on File
Mailing Address	235 WINDY ACRES ESTATES DR, BALLWIN, MO 63021-4231
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 7, 2025	Intrafamily Transfer, Transfer
Dec 31, 2019	Deed of Trust, Mortgage · Conventional Mortgage GREAT SOUTHERN BANK
May 30, 2019	Warranty Deed, Transfer ILLINOIS NAT'L BK
Dec 31, 2018	Warranty Deed, Transfer AMERICAN FINANCING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 30, 2019 · Amount on File
Deed Sale	May 30, 2019 · Amount on File
Prior Sale	Dec 31, 2018 · Amount on File
Deed Document Number	201979
Deed Book / Page	23546 / 561
Prior Transfer Date	Jul 31, 2016
Prior Transfer Doc	0222990894
Record Updated	Oct 29, 2026

February 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST LOUIS MO
Recording Date	Feb 7, 2025
Property Address	235 WINDY ACRES ESTATES DR, BALLWIN, MO 63021-4231
Document Number	2025020700097
Map Reference	MB 347 PG 75
Instrument Date	Feb 6, 2025
Instrument	2025020700097
Transaction Type	Transfer
Record Updated	Feb 6, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	235 WINDY ACRES ESTATES DR, BALLWIN, MO 63021-4231

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	235 WINDY ACRES ESTATES DR, BALLWIN, MO 63021-4231

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	235 WINDY ACRES ESTATES DR, BALLWIN, MO 63021-4231
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE PARTNERS AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0238600800
Date	Dec 31, 2019
Book Page	23860/800
Instrument	2019123100150

Lender

Name	GREAT SOUTHERN BANK
Type	Bank
Address	SPRINGFIELD, MO 65801

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.49%
Type Change Date	Jan 1, 2030
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5.49%
Index	1-Year LIBOR
Max Rate	8.49%

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	May 30, 2019
Property Address	235 WINDY ACRES ESTATES DR, BALLWIN, MO 63021-4231
Document Number	0235460561
Book / Page	023546 / 000561
Instrument Date	May 22, 2019
Instrument	79
Transaction Type	Transfer
Record Updated	Jul 19, 2019
Title Company	INTEGRITY TITLE SOLUTIONS LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	235 WINDY ACRES ESTATES DR BALLWIN MO 630214231, BALLWIN, MO 63021-4231

Mortgage

Document Number	235460564
Date	May 30, 2019
Book Page	023546/000564
Instrument	80

Lender

Name	ILLINOIS NAT'L BK
Type	Bank
Address	SPRINGFIELD, IL 62701

Agreement

Amount	Amount on Record
Term	360 Months
Due	May 29, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.62%

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Dec 31, 2018
Property Address	235 WINDY ACRES ESTATES DR, BALLWIN, MO 63021-4231
Document Number	0233383031
Book / Page	023338 / 003031
Instrument Date	Dec 28, 2018
Instrument	529
Transaction Type	Transfer
Record Updated	Mar 7, 2019
Title Company	TITLE PARTNERS AGENCY LLC, TITLE PTRS AGCY LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	235 WINDY ACRES ESTATES DR BALLWIN MO 630214231, BALLWIN, MO 63021-4231

Mortgage

Document Number	233383034
Date	Dec 31, 2018
Book Page	023338/003034
Instrument	530

Lender

Name	AMERICAN FINANCING
Type	Funding / Finance Company
Address	AURORA, CO 80014

Agreement

Amount	Amount on Record
Term	360 Months
Due	Dec 30, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 235 Windy Acres Estates Dr was $6,905, up 7.1% from the year before.

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
Municipality	Ballwin City
County	St. Louis County
Unified School District	Rockwood R-VI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$100,910 (-) Land $32,280 Building $68,630	$531,100 (-) Land $169,900 Building $361,200
2025	$6,905.00 (+7.12%)	$100,910 Land $32,280 Building $68,630	$531,100 Land $169,900 Building $361,200
2024	$6,446.00 (+0.09%)
2023	$6,440.00 (+11.34%)	$92,300 (+19.36%) Land $19,930 Building $72,370	$485,800 Land $104,900 Building $380,900
2022	$5,784.00	$77,330 Land $19,930 Building $57,400
2021			$407,000 Land $104,900 Building $302,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 235 Windy Acres Estates Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 235 Windy Acres Estates Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 363 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Verizon.

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