227 Windy Acres Estates Dr, Ballwin, MO 63021 Property Records

St. Louis County property record for 227 Windy Acres Estates Dr, Ballwin, MO 63021

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,532 sqft · built 1999
Lot Size	0.19 acres (8,276 sqft)
Owner	2 Individual Names on Record
Last Sale	$292,522 (Mar 2000)
Tax Bill	$7,079 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Aug 2026 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`23S-23-0273`

Property Details

APN / Parcel Number

Primary APN	`23S-23-0273`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	3,532 sqft Living Area
Gross Area	3,932 sqft
1st Floor Area	1,536 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Frame
Foundation Type	Raised
Lot Area	8,276 sqft (0.19 acres)
Lot Dimensions	73 ft deep x 66 ft wide
View / Lot	Cul-De-Sac
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	156 sqft
Patio Area	64 sqft
Balcony Area	60 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	227 WINDY ACRES ESTATES DR
City	BALLWIN
State	MO
Zip	63021-4231
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	93R-3
Legal Description	WINDY ACRES ESTATES LOT 10
Legal Subdivision	WINDY ACRES ESTATES
Legal Lot Number	10
Jurisdiction	ST LOUIS MO
Township / Civil Division	WILDHORSE
Census Block Group	1
Census Block	1021
Census Tract	217943

Owner

Source: St. Louis County records, as of October 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	227 WINDY ACRES ESTATES DR, BALLWIN, MO 63021-4231
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 16, 2026	Deed of Trust, Mortgage · Conventional Mortgage JUSTINE PETERSEN HSNG AND REINV
Aug 19, 2026	Deed of Trust, Mortgage · Conventional Mortgage JUSTINE PETERSEN HSNG AND REINV
Mar 22, 2019	Deed of Trust, Mortgage · Line of Credit PRIVATE INDIVIDUAL
May 22, 2018	Deed of Trust, Mortgage COMMERCE BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 10, 2000 · Amount on Record
Deed Sale	Mar 10, 2000 · Amount on Record
Deed Document Number	2000920
Deed Book / Page	2474 / 1019
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Recording Date	Sep 16, 2026
Property Address	227 WINDY ACRES ESTATES DR, BALLWIN, MO 63021-4231
Document Number	0000000293
Instrument Date	Sep 12, 2026
Instrument	2026293
Transaction Type	Mortgage
Record Updated	Oct 1, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	227 WINDY ACRES ESTATES DR, BALLWIN, MO 63021-4231

Mortgage

Document Number	0000000293,
Date	Sep 16, 2026
Instrument	2026293

Lender

Name	JUSTINE PETERSEN HSNG AND REINV

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months

Interest

Max Rate	-1%

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Recording Date	Aug 19, 2026
Property Address	227 WINDY ACRES ESTATES DR, BALLWIN, MO 63021-4231
Document Number	0000000241
Instrument Date	Aug 12, 2026
Instrument	2026241
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	227 WINDY ACRES ESTATES DR, BALLWIN, MO 63021-4231

Mortgage

Document Number	0000000241,
Date	Aug 19, 2026
Instrument	2026241

Lender

Name	JUSTINE PETERSEN HSNG AND REINV

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	84 Months
Due	Aug 15, 2033

Interest

Max Rate	-1%

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	227 WINDY ACRES ESTATES DR, BALLWIN, MO 63021-4231
Document Number	0234562277
Instrument Date	Mar 22, 2019
Transaction Type	Mortgage
Record Updated	Apr 25, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	227 WINDY ACRES ESTATES DR BALLWIN MO 630214231, BALLWIN, MO 63021-4231

Mortgage

Document Number	0234562277
Date	Mar 27, 2019
Book Page	023456/002277
Instrument	527

Lender

Name	PRIVATE INDIVIDUAL
Type	Private Party
Address	SAINT LOUIS, MO 63106

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	227 WINDY ACRES ESTATES DR, BALLWIN, MO 63021-4231
Document Number	0230421985
Instrument Date	May 22, 2018
Transaction Type	Mortgage
Record Updated	Jun 19, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	227 WINDY ACRES ESTATES DR BALLWIN MO 630214231, BALLWIN, MO 63021-4231

Mortgage

Document Number	0230421985
Date	May 25, 2018
Book Page	023042/001985
Instrument	475

Lender

Name	COMMERCE BK
Type	Bank
Address	KANSAS CITY, MO 64106

Agreement

Amount	Amount Recorded
Term	144 Months
Due	May 24, 2030

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
Municipality	Ballwin City
County	St. Louis County
Unified School District	Rockwood R-VI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$103,460 (-) Land $31,750 Building $71,710	$544,500 (-) Land $167,100 Building $377,400
2025	$7,079.00 (+0.85%)	$103,460 (+2.89%) Land $31,750 Building $71,710	$544,500 (+2.89%) Land $167,100 Building $377,400
2024	$7,019.00 (+0.07%)
2023	$7,014.00 (+10.46%)	$100,550 (+18.45%) Land $19,400 Building $81,150	$529,200 (+18.44%) Land $102,100 Building $427,100
2022	$6,350.00	$84,890 Land $19,400 Building $65,490
2021			$446,800 Land $102,100 Building $344,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 363 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Verizon.

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