239 Windward Way, Richmond, KY 40475 Property Records

Madison County property record for 239 Windward Way, Richmond, KY 40475

Property Summary

Property Type	Other
Owner	Individual Name on File
Last Sale	$266,000 (Aug 2021)
Tax Bill	$2,536 (2025)
Deeds & Mortgages	Feb 2021 Construction Loan Aug 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0068-0005-0025`

Property Details

APN / Parcel Number

Primary APN	`0068-0005-0025`
Alternative APNs	`119283` `82308` `48753`

Location & Zoning

Account Number	48753
Street Address	239 WINDWARD WAY
City	RICHMOND
State	KY
Zip	40475-7733
Property Category	Other
Property Type	Other > Miscellaneous
Legal Description	ASHPARK LOT 25 PH 2 SEC 2
Legal Phase	2
Legal Lot Number	25
Jurisdiction	MADISON KY
Township / Civil Division	RICHMOND
Census Block Group	1
Census Block	1020
Census Tract	10301

Owner

239 Windward Way is owned and occupied by an individual who bought it in August 2021.

Source: Madison County records, as of December 8, 2025

Owner of Record	Individual Name on File
Mailing Address	239 WINDWARD WAY, RICHMOND, KY 40475-7733
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 2, 2021	Deed of Trust, Mortgage · Construction Mortgage CITIZENS GUARANTY BANK
Aug 2, 2021	Deed, Subdivision Related Transfer · Conventional Mortgage CARDINAL CU INC
Oct 16, 2020	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 2, 2021 · Amount on File
Deed Sale	Aug 2, 2021 · Amount on File
Prior Sale	Oct 16, 2020 · Amount on File
Deed Document Number	2014046443
Deed Book / Page	D809 / 350
Record Updated	Jun 8, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON KY
Property Address	239 WINDWARD WAY, RICHMOND, KY 40475-7733
Transaction Type	Mortgage
Record Updated	Dec 9, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0M2018/433
Date	Feb 2, 2021
Book Page	M2018/433
Instrument	2014028721

Lender

Name	CITIZENS GUARANTY BANK
Type	Bank
Address	RICHMOND, KY 40476

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	11 Months
Due	Jan 28, 2022

August 2021: Deed, Subdivision Related Transfer

Document Type	Deed
Jurisdiction	MADISON KY
Recording Date	Aug 2, 2021
Property Address	239 WINDWARD WAY, RICHMOND, KY 40475-7733
Document Number	00D809/350
Book / Page	D809 / 350
Map Reference	CAB 29 SL 107
Instrument Date	Jul 28, 2021
Instrument	2014046443
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 9, 2025
Title Company	BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$266.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	220 LONGWOOD LN, RICHMOND, KY 40475-8350

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	239 WINDWARD WAY, RICHMOND, KY 40475-7733

Mortgage

Document Number	2014046444
Date	Aug 2, 2021
Instrument	2014046444

Lender

Name	CARDINAL CU INC
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2051

October 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON KY
Recording Date	Oct 16, 2020
Property Address	239 WINDWARD WAY, RICHMOND, KY 40475-7733
Document Number	D00795/632
Book / Page	D00795 / 632
Map Reference	CAB 29 SL 107
Instrument Date	Oct 14, 2020
Instrument	2014022423
Transaction Type	Transfer
Record Updated	Dec 9, 2025

Transaction

Amount	Amount on Record
Tax	$37.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 298, RICHMOND, KY 40476-0298

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	1301 FOREST LN, RICHMOND, KY 40475-3634
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 239 Windward Way was $2,536 with an additional exemption.

Source: Madison County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Madison County
Municipality	Richmond City
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,536.00 Additional exemption filed	$269,000	$269,000
2023	$2,580.00 (-0.31%)	$266,000 (-)	$266,000 (-)
2022	$2,588.00	$266,000	$266,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 239 Windward Way in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 239 Windward Way is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RICHMOND UTILITIES serves 35,640 people · EPA ID KY0760370
Water Source	Surface water
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 353 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Verizon.

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