243 W Morrell St, Otsego, MI 49078 Property Records

Allegan County property record for 243 W Morrell St, Otsego, MI 49078

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,539 sqft
Lot Size	0.158 acres (6,882 sqft)
Owner	Individual Name on Record
Last Sale	$194,250 (Jun 2022)
Tax Bill	$3,961 (2025)
Deeds & Mortgages	Jun 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`54-212-066-00`

Property Details

APN / Parcel Number

Primary APN	`54-212-066-00`
Alternative APN	`03-54-212-066-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,539 sqft Living Area
1st Floor Area	1,143 sqft
Basement Area	396 sqft
Unfinished Basement	280 sqft

Exterior

Exterior Material	Stucco
Foundation Type	Raised
Lot Area	6,882 sqft (0.158 acres)
Lot Dimensions	104 ft deep x 66 ft wide
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	243 W MORRELL ST
City	OTSEGO
State	MI
Zip	49078-1368
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-B
Legal Description	W 1/2 OF LOT 66 BLOCK M EXCEPT SOUTH 36' THEREOF BLOCK M BURLINGHAM'S ADDITION.
Legal Subdivision	THEREOF BLOCK M BURLINGHAMS ADD
Legal Block	M
Legal Lot Number	66
Jurisdiction	ALLEGAN MI
Township / Civil Division	OTSEGO
Census Block Group	4
Census Block	4005
Census Tract	31800

Owner

Source: Allegan County records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	243 W MORRELL ST, OTSEGO, MI 49078-1368
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 30, 2022 · Amount on Record
Deed Sale	Jun 30, 2022 · Amount on Record
Prior Sale	Jun 26, 2006 · Amount on Record
Deed Document Number	202213185
Deed Book / Page	4775 / 500
Prior Transfer Date	Sep 1, 2005
Prior Transfer Doc	2888/047
Record Updated	Oct 29, 2026

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEGAN MI
Recording Date	Jun 30, 2022
Property Address	243 W MORRELL ST, OTSEGO, MI 49078-1368
Document Number	004775/500
Book / Page	4775 / 500
Map Reference	LB 4 PG 574
Instrument Date	Jun 21, 2022
Instrument	2022013185
Transaction Type	Transfer
Record Updated	Jul 12, 2022
Title Company	VAN BUREN CNTY TITLE, VAN BUREN COUNTY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,458.75
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	243 W MORRELL ST, 243, OTSEGO, MI 49078-1368

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	354 SOUTHFORK DR, PLAINWELL, MI 49080-9128

Mortgage

Document Number	0004775503
Date	Jun 30, 2022
Instrument	4775-503

Lender

Name	ARBOR FINANCIAL CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Jul 1, 2047

Tax Assessment & Valuation

Source: Allegan County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Allegan County
Municipality	Otsego City
Unified School District	Otsego Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$104,300 (+32.87%) Land $10,200 Building $94,100	$208,600 (+32.87%) Land $20,400 Building $188,200
2025	$3,961.00 (+123.28%)
2023		$78,500 Land $5,200 Building $73,300	$157,000 Land $10,400 Building $146,600
2022	$1,774.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OTSEGO serves 4,120 people · EPA ID MI0005060
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 476 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: 123.NET.

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