Allegan County property record for 238 W Morrell St, Otsego, MI 49078
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,554 sqft · built 1900 |
| Lot Size | 0.265 acres (11,543 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $98,550 (Nov 2011) |
| Tax Bill | $2,358 (2025) |
| Deeds & Mortgages | Dec 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 54-209-062-00 |
| Primary APN | 54-209-062-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,554 sqft Living Area |
| 1st Floor Area | 1,155 sqft |
| Basement Area | 842 sqft |
| Unfinished Basement | 842 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Exterior Material | Stucco |
| Foundation Type | No Foundation |
| Lot Area | 11,543 sqft (0.265 acres) |
| Lot Dimensions | 175 ft deep x 66 ft wide |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 238 W MORRELL ST |
|---|---|
| City | OTSEGO |
| State | MI |
| Zip | 49078-1369 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-B |
| Legal Description | LOT 62 BLOCK I BURLINGHAM'S ADDITION. |
| Legal Subdivision | BLOCK I BURLINGHAMS ADD |
| Legal Block | 1 |
| Legal Lot Number | 62 |
| Jurisdiction | ALLEGAN MI |
| Township / Civil Division | OTSEGO |
| Census Block Group | 4 |
| Census Block | 4002 |
| Census Tract | 31800 |
Source: Allegan County records, as of September 9, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 238 W MORRELL ST, OTSEGO, MI 49078-1369 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 30, 2011 · Amount on Record |
| Deed Sale | Nov 30, 2011 · Amount on Record |
| Prior Sale | Nov 30, 2011 |
| Deed Book / Page | 3567 / 892 |
| Prior Transfer Date | Oct 18, 2007 |
| Prior Transfer Doc | 3172/324 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALLEGAN MI |
| Property Address | 238 W MORRELL ST, OTSEGO, MI 49078-1369 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2021 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Name | Verified Name |
|---|---|
| Address | 238 W MORRELL ST, OTSEGO, MI 49078-1369 |
| Document Number | 004707/558 |
|---|---|
| Date | Dec 13, 2021 |
| Book Page | 4707/558 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | BRECKSVILLE, OH 44141 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 178 Months |
| Due | Oct 1, 2036 |
Source: Allegan County assessment roll, as of September 9, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Allegan County |
| Municipality | Otsego City |
| Unified School District | Otsego Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $112,800 (+5.62%) Land $11,300 Building $101,500 | $225,600 (+5.62%) Land $22,600 Building $203,000 | |
| 2025 | $2,358.00 (+2.34%) Homeowner's exemption | $106,800 (+27.29%) Land $10,100 Building $96,700 | $213,600 (+27.29%) Land $20,200 Building $193,400 |
| 2024 | $2,304.00 (+16.72%) | ||
| 2023 | $83,900 Land $5,800 Building $78,100 | $167,800 Land $11,600 Building $156,200 | |
| 2022 | $1,974.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 21, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OTSEGO serves 4,120 people · EPA ID MI0005060 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2025 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 476 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Surf Internet Fiber | 8,000 / 8,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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