230 W Morrell St, Otsego, MI 49078 Property Records

Allegan County property record for 230 W Morrell St, Otsego, MI 49078

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,440 sqft · built 1900
Lot Size	0.265 acres (11,543 sqft)
Owner	Individual Name on File
Last Sale	$104,000 (Mar 2019)
Tax Bill	$2,919 (2025)
Deeds & Mortgages	Mar 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`54-209-064-00`

Property Details

APN / Parcel Number

Primary APN	`54-209-064-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	1,440 sqft Living Area
1st Floor Area	972 sqft
Basement Area	624 sqft
Unfinished Basement	624 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Stucco
Foundation Type	No Foundation
Lot Area	11,543 sqft (0.265 acres)
Lot Dimensions	175 ft deep x 66 ft wide
Garage Area	252 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	230 W MORRELL ST
City	OTSEGO
State	MI
Zip	49078-1369
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-B
Legal Description	LOT 64 BLOCK I BURLINGHAM'S ADDITION.
Legal Subdivision	BLOCK I BURLINGHAMS ADD
Legal Block	1
Legal Lot Number	64
Jurisdiction	ALLEGAN MI
Township / Civil Division	OTSEGO
Census Block Group	4
Census Block	4002
Census Tract	31800

Owner

230 W Morrell St is owned and occupied by an individual who bought it in March 2019.

Source: Allegan County records, as of June 25, 2026

Owner of Record	Individual Name on File
Mailing Address	230 W MORRELL ST, OTSEGO, MI 49078-1369
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 1, 2019 · Amount on File
Deed Sale	Mar 1, 2019 · Amount on File
Prior Sale	Jul 13, 2012 · Amount on File
Deed Book / Page	4324 / 163
Prior Transfer Date	Jul 16, 2012
Prior Transfer Doc	3637/981
Record Updated	Sep 20, 2026

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEGAN MI
Recording Date	Mar 1, 2019
Property Address	230 W MORRELL ST, OTSEGO, MI 49078-1369
Document Number	004324/163
Book / Page	4324 / 163
Map Reference	LB 4 PG 574
Instrument Date	Feb 14, 2019
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$894.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1383 HAZELWOOD DR, 1383, PLAINWELL, MI 49080-1914

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5159 NORMAN RD, SAINT JOSEPH, MI 49085-9742

Mortgage

Document Number	0004324867
Date	Mar 1, 2019
Instrument	4324/867

Lender

Name	HORIZON BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 230 W Morrell St was $2,919 with a homeowner's exemption, up 2.3% from the year before.

Source: Allegan County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Allegan County
Municipality	Otsego City
Unified School District	Otsego Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$85,700 (+5.02%) Land $11,300 Building $74,400	$171,400 (+5.02%) Land $22,600 Building $148,800
2025	$2,919.00 (+2.31%) Homeowner's exemption	$81,600 Land $10,100 Building $71,500	$163,200 Land $20,200 Building $143,000
2024	$2,853.00
2023		$63,300 Land $5,800 Building $57,500	$126,600 Land $11,600 Building $115,000
2022	$2,444.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 230 W Morrell St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 21, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 230 W Morrell St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OTSEGO serves 4,120 people · EPA ID MI0005060
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 476 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: 123.NET.

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