243 Valley Rd, Hardy, VA 24101 Property Records

Franklin County property record for 243 Valley Rd, Hardy, VA 24101

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,560 sqft · built 2007
Lot Size	1.31 acres (57,064 sqft)
Owner	Individual Name on Record
Last Sale	$289,000 (Mar 2021)
Tax Bill	$1,276 (2025)
Deeds & Mortgages	Apr 2024 Line of Credit Mar 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`010 00-004 05`

Property Details

APN / Parcel Number

Primary APN	`010 00-004 05`
Alternative APN	`41740`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,560 sqft Living Area
Gross Area	2,785 sqft
1st Floor Area	1,260 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2017
Exterior Material	Vinyl
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	57,064 sqft (1.31 acres)
Terrain	Rolling

Exterior Amenities

Porch	Slab
Porch Area	105 sqft
Deck Area	120 sqft
Shed	1 Shed
Shed Area	140 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	41740
Street Address	243 VALLEY RD
City	HARDY
State	VA
Zip	24101-6216
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A1
Legal Description	MOUNTAIN VALLEY LOT 5
Legal Subdivision	MOUNTAIN VALLEY
Legal Lot Number	5
Jurisdiction	FRANKLIN VA
Township / Civil Division	BOONE
Census Block Group	1
Census Block	1011
Census Tract	20301

Owner

Source: Franklin County records, as of June 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	243 VALLEY RD, HARDY, VA 24101-6216
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 22, 2024	Deed of Trust, Mortgage · Line of Credit FREEDOM FIRST FCU
Mar 29, 2021	Deed, Transfer · Conventional Mortgage RESIDENTIAL MORTGAGE SERVICES
Sep 23, 2020	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 29, 2021 · Amount on Record
Deed Sale	Mar 29, 2021 · Amount on Record
Prior Sale	Jun 5, 2009 · Amount on Record
Deed Document Number	20212975
Deed Book / Page	1159 / 3042
Prior Transfer Date	Sep 16, 2020
Prior Transfer Doc	0011471586
Record Updated	Sep 20, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN VA
Property Address	243 VALLEY RD, HARDY, VA 24101-6216
Transaction Type	Mortgage
Record Updated	May 21, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	243 VALLEY RD, HARDY, VA 24101-6216

Mortgage

Document Number	0012120209
Date	Apr 22, 2024
Book Page	1212/209
Instrument	240002259

Lender

Name	FREEDOM FIRST FCU
Type	Credit Union
Address	ROANOKE, VA 24019

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	FRANKLIN VA
Recording Date	Mar 29, 2021
Property Address	243 VALLEY RD, HARDY, VA 24101-6216
Document Number	0011593042
Book / Page	1159 / 3042
Map Reference	MB 873 PG 402-405
Instrument Date	Mar 24, 2021
Instrument	210002975
Transaction Type	Transfer
Record Updated	Sep 6, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$289.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	243 VALLEY RD, HARDY, VA 24101-6216

Mortgage

Document Number	0210002976
Date	Mar 29, 2021
Instrument	210002976

Lender

Name	RESIDENTIAL MORTGAGE SERVICES
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FRANKLIN VA
Recording Date	Sep 23, 2020
Property Address	243 VALLEY RD, HARDY, VA 24101-6216
Document Number	0011471586
Book / Page	001147 / 001586
Instrument Date	Sep 16, 2020
Instrument	7299
Transaction Type	Transfer
Record Updated	Oct 27, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Franklin County
Unified School District	Franklin County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,276.00 (+3.32%)	$296,800 (+46.5%) Land $48,600 Building $248,200	$296,800 (+46.5%) Land $48,600 Building $248,200
2023	$1,235.00	$202,600 (-) Land $41,600 Building $161,000	$202,600 (-) Land $41,600 Building $161,000
2022		$202,600 Land $41,600 Building $161,000	$202,600 Land $41,600 Building $161,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 6, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · above 87% of Virginia
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber · Cable in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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