156 Valley Rd, Hardy, VA 24101 Property Records

Franklin County property record for 156 Valley Rd, Hardy, VA 24101

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 4,518 sqft · built 2010
Lot Size	1.9 acres (82,895 sqft)
Owner	Individual Name on File
Last Sale	$33,000 (Feb 2009)
Tax Bill	$2,387 (2025)
Deeds & Mortgages	Dec 2025 Second Mortgage Jan 2024 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`010 00-004 23`

Property Details

APN / Parcel Number

Primary APN	`010 00-004 23`
Alternative APN	`41758`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	4,518 sqft Living Area
Gross Area	6,774 sqft
1st Floor Area	4,518 sqft
Basement Area	2,259 sqft
Unfinished Basement	2,259 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2019
Exterior Material	Vinyl
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	82,895 sqft (1.9 acres)
Terrain	Rolling
Garage Area	520 sqft
Driveway	Concrete Driveway
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	68 sqft
Deck Area	1,112 sqft
Patio Area	556 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	41758
Street Address	156 VALLEY RD
City	HARDY
State	VA
Zip	24101-6217
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A1
Legal Description	MOUNTAIN VALLEY LOT 23
Legal Subdivision	MOUNTAIN VALLEY
Legal Lot Number	23
Jurisdiction	FRANKLIN VA
Township / Civil Division	BOONE
Census Block Group	1
Census Block	1011
Census Tract	20301

Owner

156 Valley Rd is owned and occupied by an individual who acquired it in December 2023.

Source: Franklin County records, as of June 19, 2026

Owner of Record	Individual Name on File
Mailing Address	156 VALLEY RD, HARDY, VA 24101-6217
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 8, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage AMERISAVE MORTGAGE CORP
Jan 19, 2024	Intrafamily Transfer, Transfer REPUBLIC NATIONAL TITLE INSURANCE COMPANY, OLD REPUBLIC NATL TTL INS CO
Feb 7, 2022	Deed, Transfer · Conventional Mortgage TRUIST BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 17, 2009 · Amount on File
Deed Sale	Feb 17, 2009 · Amount on File
Deed Document Number	20091150
Deed Book / Page	953 / 1595
Last Transfer Date	Dec 27, 2023
Transfer Doc	0012080995
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN VA
Property Address	156 VALLEY RD, HARDY, VA 24101-6217
Transaction Type	Mortgage
Record Updated	Jan 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0012380569
Date	Dec 8, 2025
Book Page	1238/569
Instrument	250007819

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30342

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jan 1, 2041

January 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FRANKLIN VA
Recording Date	Jan 19, 2024
Property Address	156 VALLEY RD, HARDY, VA 24101-6217
Document Number	0012080995
Book / Page	1208 / 995
Map Reference	MB 873 PG 402-405
Instrument Date	Dec 27, 2023
Instrument	240000309
Transaction Type	Transfer
Record Updated	Feb 20, 2024
Title Company	REPUBLIC NATIONAL TITLE INSURANCE COMPANY, OLD REPUBLIC NATL TTL INS CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	156 VALLEY RD, HARDY, VA 24101-6217

February 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	FRANKLIN VA
Recording Date	Feb 7, 2022
Property Address	156 VALLEY RD, HARDY, VA 24101-6217
Document Number	0011790030
Book / Page	1179 / 30
Map Reference	MB 873 PG 402-405
Instrument Date	Jan 31, 2022
Instrument	220001070
Transaction Type	Transfer
Record Updated	Sep 6, 2022
Title Company	PERFORMANCE TITLE AND SETTLEMENT, PERFORMANCE TTL & STLMT INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$550.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	156 VALLEY RD, HARDY, VA 24101-6217

Mortgage

Document Number	0220001071
Date	Feb 7, 2022
Instrument	220001071

Lender

Name	TRUIST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 156 Valley Rd was $2,387.

Source: Franklin County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Franklin County
Unified School District	Franklin County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,387.00	$555,300 Land $51,500 Building $503,800	$555,300 Land $51,500 Building $503,800
2023	$2,768.00	$453,900 (-3.73%) Land $44,500 Building $409,400	$453,900 (-3.73%) Land $44,500 Building $409,400
2022		$471,500 Land $44,500 Building $427,000	$471,500 Land $44,500 Building $427,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 156 Valley Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 6, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 156 Valley Rd is moderate, ranking above 55% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · above 84% of Virginia
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber · Cable in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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