219 Valley Rd, Hardy, VA 24101 Property Records

Franklin County property record for 219 Valley Rd, Hardy, VA 24101

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,701 sqft · built 2020
Lot Size	1.48 acres (64,556 sqft)
Owner	Individual Name on File
Last Sale	$289,950 (Jan 2021)
Tax Bill	$1,369 (2025)
Deeds & Mortgages	Mar 2024 Mortgage Nov 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`010 00-004 04`

Property Details

APN / Parcel Number

Primary APN	`010 00-004 04`
Alternative APN	`41739`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,701 sqft Living Area
Gross Area	2,447 sqft
1st Floor Area	1,701 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2024
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	64,556 sqft (1.48 acres)
Terrain	Rolling
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Deck Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	41739
Street Address	219 VALLEY RD
City	HARDY
State	VA
Zip	24101-6216
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A1
Legal Description	MOUNTAIN VALLEY LOT 4
Legal Subdivision	MOUNTAIN VALLEY
Legal Lot Number	4
Jurisdiction	FRANKLIN VA
Township / Civil Division	BOONE
Census Block Group	1
Census Block	1011
Census Tract	20301

Owner

219 Valley Rd is owned and occupied by an individual who bought it in January 2021.

Source: Franklin County records, as of September 15, 2026

Owner of Record	Individual Name on File
Mailing Address	219 VALLEY RD, HARDY, VA 24101-6216
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 19, 2024	Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC
Nov 16, 2022	Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC
Jan 7, 2021	Deed, Subdivision Related Transfer · FHA Mortgage ALCOVA MORTGAGE LLC
Jul 23, 2020	Deed of Trust, Construction Loan · Line of Credit THE BANK/FINCASTLE
Jun 1, 2020	Grant Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 7, 2021 · Amount on File
Deed Sale	Jan 7, 2021 · Amount on File
Prior Sale	Jun 1, 2020 · Amount on File
Deed Document Number	2021230
Deed Book / Page	1154 / 1456
Prior Transfer Date	Dec 11, 2009
Prior Transfer Doc	00097201337
Record Updated	Oct 29, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN VA
Property Address	219 VALLEY RD, HARDY, VA 24101-6216
Transaction Type	Mortgage
Record Updated	Apr 18, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	219 VALLEY RD, HARDY, VA 24101-6216

Mortgage

Document Number	0012101940
Date	Mar 19, 2024
Book Page	1210/1940
Instrument	240001513

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	MADISON HEIGHTS, MI 48071

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	323 Months
Due	Feb 1, 2051

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN VA
Property Address	219 VALLEY RD, HARDY, VA 24101-6216
Transaction Type	Mortgage
Record Updated	Jun 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	219 VALLEY RD, HARDY, VA 24101-6216

Mortgage

Document Number	0011921320
Date	Nov 16, 2022
Book Page	1192/1320
Instrument	220008377

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	339 Months
Due	Feb 1, 2051

January 2021: Deed, Subdivision Related Transfer

Document Type	Deed
Jurisdiction	FRANKLIN VA
Recording Date	Jan 7, 2021
Property Address	219 VALLEY RD, HARDY, VA 24101-6216
Document Number	0011541456
Book / Page	1154 / 1456
Map Reference	MB 873 PG 402-405
Instrument Date	Dec 10, 2020
Instrument	210000230
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 6, 2022
Title Company	PRIORITY TITLE & SETMNT LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$290.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	219 VALLEY RD, HARDY, VA 24101-6216

Mortgage

Document Number	0210000231
Date	Jan 7, 2021
Instrument	210000231

Lender

Name	ALCOVA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

July 2020: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	FRANKLIN VA
Recording Date	Jul 23, 2020
Property Address	219 VALLEY RD, HARDY, VA 24101-6216
Document Number	0011430783
Book / Page	001143 / 000783
Instrument Date	Jul 23, 2020
Instrument	5096
Transaction Type	Construction Loan
Record Updated	Sep 1, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

Mortgage

Document Number	11430783
Date	Jul 23, 2020
Book Page	001143/000783
Instrument	5096

Lender

Name	THE BANK/FINCASTLE

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Jul 22, 2021

Interest

Rate Type	Adjustable Rate

June 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FRANKLIN VA
Recording Date	Jun 1, 2020
Property Address	219 VALLEY RD, HARDY, VA 24101-6216
Document Number	0011400639
Book / Page	001140 / 000639
Instrument Date	May 29, 2020
Instrument	3607
Transaction Type	Transfer
Record Updated	Jul 7, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$9.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5330 PETERS CREEK RD #F2 ROANOKE VA 240193853, F2, ROANOKE, VA 24019-3853

Tax Assessment & Valuation

The 2025 property tax bill for 219 Valley Rd was $1,369.

Source: Franklin County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Franklin County
Unified School District	Franklin County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,369.00	$318,600 Land $49,400 Building $269,200	$318,600 Land $49,400 Building $269,200
2023	$1,297.00	$212,700 (-) Land $42,400 Building $170,300	$212,700 (-) Land $42,400 Building $170,300
2022		$212,700 Land $42,400 Building $170,300	$212,700 Land $42,400 Building $170,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 219 Valley Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 6, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 219 Valley Rd is moderate, ranking above 58% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · above 87% of Virginia
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber · Cable in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Valley Rd

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