Dorchester County property record for 243 Towering Pine Dr, Ladson, SC 29456
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,461 sqft · built 2004 |
| Lot Size | 0.18 acres (7,841 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,501 (2025) |
| Deeds & Mortgages | Nov 2025 Mortgage Oct 2023 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 146-12-02-041 |
| Primary APN | 146-12-02-041 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 4 Rooms |
| Stories | 2 Stories |
| Building Area | 2,461 sqft Living Area |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 7,841 sqft (0.18 acres) |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | R0032768 |
|---|---|
| Street Address | 243 TOWERING PINE DR |
| City | LADSON |
| State | SC |
| Zip | 29456-3793 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD_SV |
| Legal Description | LOT B-207 SUBD: SUMMERHAVEN PH 2-B |
| Legal Subdivision | SUMMERHAVEN |
| Legal Phase | 2-B |
| Legal Lot Number | B-207 |
| Jurisdiction | DORCHESTER SC |
| Township / Civil Division | SUMMERVILLE |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 10814 |
Source: Dorchester County assessment roll, as of October 31, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 243 TOWERING PINE DR, LADSON, SC 29456-3793 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 20, 2025 | Deed of Trust, Mortgage · VA Mortgage SUN WEST MORTGAGE COMPANY INC |
| Oct 12, 2023 | Quit Claim Deed, Transfer · VA Mortgage ARK-LA-TEX FINANCIAL SERVICES LLC |
| Jun 30, 2020 | Quit Claim Deed, Transfer · VA Mortgage CAROLINA ONE MTG |
| Jun 30, 2020 | Quit Claim Deed, Transfer TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 12, 2023 |
| Deed Sale | Oct 12, 2023 |
| Prior Sale | Jun 30, 2020 |
| Deed Document Number | 202320858 |
| Deed Book / Page | 14964 / 258 |
| Prior Transfer Date | Nov 23, 2009 |
| Prior Transfer Doc | 0125870314 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DORCHESTER SC |
| Property Address | 243 TOWERING PINE DR, LADSON, SC 29456-3793 |
| Transaction Type | Mortgage |
| Record Updated | Dec 5, 2025 |
| Title Company | COOPERATIVE TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 0162530001 |
|---|---|
| Date | Nov 20, 2025 |
| Book Page | 16253/1 |
| Instrument | 2025025853 |
| Name | SUN WEST MORTGAGE COMPANY INC |
|---|---|
| Type | Mortgage Company |
| Address | CERRITOS, CA 90703 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2055 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | DORCHESTER SC |
| Recording Date | Oct 12, 2023 |
| Property Address | 243 TOWERING PINE DR, LADSON, SC 29456-3793 |
| Document Number | 0149640258 |
| Book / Page | 14964 / 258 |
| Map Reference | CAB K SL 92 |
| Instrument Date | Aug 8, 2023 |
| Instrument | 2023020858 |
| Transaction Type | Transfer |
| Record Updated | Oct 25, 2023 |
| Title Company | COOPERATIVE TITLE LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 243 TOWERING PINE DR, LADSON, SC 29456-3793 |
| Document Number | 2023020859 |
|---|---|
| Date | Oct 12, 2023 |
| Instrument | 2023020859 |
| Name | ARK-LA-TEX FINANCIAL SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Sep 1, 2053 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | DORCHESTER SC |
| Recording Date | Jun 30, 2020 |
| Property Address | 243 TOWERING PINE DR, LADSON, SC 29456-3793 |
| Document Number | 2587/0319 |
| Book / Page | 012587 / 000319 |
| Instrument Date | Jun 5, 2020 |
| Instrument | 15707 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2020 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 243 TOWERING PINE DR LADSON SC 294563793, LADSON, SC 29456-3793 |
| Document Number | 2587/0323 |
|---|---|
| Date | Jun 30, 2020 |
| Book Page | 012587/000323 |
| Instrument | 15708 |
| Name | CAROLINA ONE MTG |
|---|---|
| Type | Mortgage Company |
| Address | NORTH CHARLESTON, SC 29405 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 29, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | DORCHESTER SC |
| Recording Date | Jun 30, 2020 |
| Property Address | 243 TOWERING PINE DR, LADSON, SC 29456-3793 |
| Document Number | 2587/0314 |
| Book / Page | 012587 / 000314 |
| Instrument Date | Nov 23, 2009 |
| Instrument | 15706 |
| Transaction Type | Transfer |
| Record Updated | Aug 20, 2020 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 243 TOWERING PINE DR LADSON SC 294563793, LADSON, SC 29456-3793 |
Source: Dorchester County assessment roll, as of October 31, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Dorchester County |
| Municipality | Summerville Town |
| Unified School District | Dorchester School District 2 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,501.00 | $15,831 (+7.77%) Land $3,400 Building $12,431 | $395,763 (+61.65%) Land $85,000 Building $310,763 |
| 2024 | $2,501.00 (+10.42%) | ||
| 2023 | $2,265.00 (-60.42%) | $14,689 (+10.44%) Land $2,700 Building $11,989 | $244,822 (+10.45%) Land $45,000 Building $199,822 |
| 2022 | $5,722.00 | $13,300 Land $2,420 Building $10,880 | $221,657 Land $40,250 Building $181,407 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 21 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 21 in force |
| Nearby Flood Claims | 6 (1999–2021) |
| Claims Outside the SFHA | 6 of 6 |
| Most Recent Claim | Feb 2021 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 96% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SUMMERVILLE CPW serves 81,750 people · EPA ID SC1810003 |
|---|---|
| Water Source | Purchased surface water from LAKE MOULTRIE REGIONAL WS |
| Last State Inspection | Nov 2022 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: Home Telephone Company, Inc. (SC), WOW Internet, Cable & Phone, Xfinity.
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