233 Towering Pine Dr, Ladson, SC 29456 Property Records

Dorchester County property record for 233 Towering Pine Dr, Ladson, SC 29456

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,161 sqft · built 2004
Lot Size	0.177 acres (7,700 sqft)
Owner	2 Individual Names on Record
Last Sale	$195,000 (Jul 2007)
Tax Bill	$357 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Feb 2022 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`146-12-02-036`

Property Details

APN / Parcel Number

Primary APN	`146-12-02-036`
Alternative APN	`R0032763`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	2,161 sqft Living Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	7,700 sqft (0.177 acres)
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	R0032763
Street Address	233 TOWERING PINE DR
City	LADSON
State	SC
Zip	29456-3793
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD_SV
Legal Description	LOT B-94 SUBD: SUMMERHAVEN PH 1C
Legal Subdivision	SUMMERHAVEN
Legal Phase	1C
Legal Tract	T
Legal Lot Number	B-94
Jurisdiction	DORCHESTER SC
Township / Civil Division	SUMMERVILLE
Census Block Group	1
Census Block	1006
Census Tract	10814

Owner

Source: Dorchester County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	233 TOWERING PINE DR, LADSON, SC 29456-3793
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 20, 2026	Deed of Trust, Mortgage · VA Mortgage TURBO MORTGAGE FUNDING LLC
Feb 2, 2022	Deed of Trust, Mortgage · VA Mortgage CLEARPATH LENDING
Sep 29, 2021	Deed of Trust, Mortgage · VA Mortgage CLEARPATH LENDING
May 1, 2020	Deed of Trust, Mortgage · VA Mortgage CLEARPATH LNDG
Aug 27, 2019	Deed of Trust, Mortgage · VA Mortgage FREEDOM MTG
Nov 3, 2017	Deed of Trust, Mortgage · FHA Mortgage NEW DAY FIN'L

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 24, 2007 · Amount on Record
Deed Sale	Jul 24, 2007 · Amount on Record
Prior Sale	Jul 26, 2004 · Amount on Record
Deed Book / Page	6154 / 243
Record Updated	Sep 20, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DORCHESTER SC
Property Address	233 TOWERING PINE DR, LADSON, SC 29456-3793
Transaction Type	Mortgage
Record Updated	Mar 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	233 TOWERING PINE DR, LADSON, SC 29456-3793

Mortgage

Document Number	0164140199
Date	Feb 20, 2026
Book Page	16414/199
Instrument	2026003809

Lender

Name	TURBO MORTGAGE FUNDING LLC
Type	Mortgage Company
Address	FRANKLIN, MI 48025

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DORCHESTER SC
Property Address	233 TOWERING PINE DR, LADSON, SC 29456-3793
Transaction Type	Mortgage
Record Updated	Feb 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0139640255
Date	Feb 2, 2022
Book Page	13964/255
Instrument	2022003013

Lender

Name	CLEARPATH LENDING
Type	Lending Institution
Address	IRVINE, CA 92618

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2052

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DORCHESTER SC
Property Address	233 TOWERING PINE DR, LADSON, SC 29456-3793
Transaction Type	Mortgage
Record Updated	Oct 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	136900229
Date	Sep 29, 2021
Book Page	13690/229
Instrument	2021031582

Lender

Name	CLEARPATH LENDING
Type	Lending Institution
Address	FLINT, MI 48501

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	354 Months
Due	Mar 1, 2051

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DORCHESTER SC
Property Address	233 TOWERING PINE DR, LADSON, SC 29456-3793
Document Number	2490/0255
Instrument Date	May 1, 2020
Transaction Type	Mortgage
Record Updated	Jul 8, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	233 TOWERING PINE DR LADSON SC 294563793, LADSON, SC 29456-3793

Mortgage

Document Number	2490/0255
Date	May 14, 2020
Book Page	012490/000255
Instrument	11122

Lender

Name	CLEARPATH LNDG
Address	IRVINE, CA 92618

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 13, 2050

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DORCHESTER SC
Property Address	233 TOWERING PINE DR, LADSON, SC 29456-3793
Document Number	2056/0245
Instrument Date	Aug 27, 2019
Transaction Type	Mortgage
Record Updated	Oct 4, 2019
Title Company	INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	233 TOWERING PINE DR LADSON SC 294563793, LADSON, SC 29456-3793

Mortgage

Document Number	2056/0245
Date	Sep 9, 2019
Book Page	012056/000245
Instrument	21774

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	336 Months
Due	Sep 8, 2047

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DORCHESTER SC
Property Address	233 TOWERING PINE DR, LADSON, SC 29456-3793
Document Number	1091/0040
Book / Page	011091 / 000040
Instrument Date	Nov 3, 2017
Transaction Type	Mortgage
Record Updated	Jan 3, 2018
Title Company	COMMONWEALTH USA SETTLEMENTS L

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	233 TOWERING PINE DR LADSON SC 294563793, LADSON, SC 29456-3793

Mortgage

Document Number	1091/0040
Date	Nov 9, 2017
Book Page	011091/000040

Lender

Name	NEW DAY FIN'L
Type	Funding / Finance Company
Address	FULTON, MD 20759

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 8, 2047

Tax Assessment & Valuation

Source: Dorchester County assessment roll, as of October 31, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Dorchester County
Municipality	Summerville Town
Unified School District	Dorchester School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$357.00	$13,344 (+48.83%) Land $3,400 Building $9,944	$333,609 (+48.83%) Land $85,000 Building $248,609
2024	$357.00
2023	$357.00 (+9.51%)	$8,966 (+10.42%) Land $1,800 Building $7,166	$224,147 (+10.36%) Land $45,000 Building $179,147
2022	$326.00	$8,120 Land $1,610 Building $6,510	$203,113 Land $40,250 Building $162,863

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 21 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	21 in force
Nearby Flood Claims	6 (1999–2021)
Claims Outside the SFHA	6 of 6
Most Recent Claim	Feb 2021 · rainfall accumulation
Claims by Event	Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 96% of South Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUMMERVILLE CPW serves 81,750 people · EPA ID SC1810003
Water Source	Purchased surface water from LAKE MOULTRIE REGIONAL WS
Last State Inspection	Nov 2022
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Home Telecom, WOW Internet, Cable & Phone, Xfinity.

Nearby Properties on Towering Pine Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures