240 Towering Pine Dr, Ladson, SC 29456 Property Records

Dorchester County property record for 240 Towering Pine Dr, Ladson, SC 29456

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,876 sqft · built 2004
Lot Size	0.304 acres (13,275 sqft)
Owner	2 Individual Names on Record
Last Sale	$231,000 (Jan 2019)
Tax Bill	$2,553 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Dec 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`146-12-05-020`

Property Details

APN / Parcel Number

Primary APN	`146-12-05-020`
Alternative APN	`R0032905`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	1,876 sqft Living Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	13,275 sqft (0.304 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	R0032905
Old Parcel Number	1461205020
Street Address	240 TOWERING PINE DR
City	LADSON
State	SC
Zip	29456-3794
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD_SV
Legal Description	LOT B209 SUBD: SUMMERHAVEN PH 2-B
Legal Subdivision	SUMMERHAVEN
Legal Phase	2-B
Legal Lot Number	B209
Jurisdiction	DORCHESTER SC
Township / Civil Division	SUMMERVILLE
Census Block Group	1
Census Block	1007
Census Tract	10814

Owner

Source: Dorchester County records, as of November 24, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	240 TOWERING PINE DR, LADSON, SC 29456-3794
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 22, 2022	Deed of Trust, Mortgage · VA Mortgage NAVY FCU
Dec 7, 2019	Deed of Trust, Mortgage · VA Mortgage CROSSCOUNTRY MTG
Jan 29, 2019	Grant Deed, Transfer · VA Mortgage CROSSCOUNTRY MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 29, 2019 · Amount on Record
Deed Sale	Jan 29, 2019 · Amount on Record
Prior Sale	Aug 11, 2009 · Amount on Record
Deed Document Number	2019002389
Deed Book / Page	11725 / 275
Record Updated	Jun 8, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DORCHESTER SC
Property Address	240 TOWERING PINE DR, LADSON, SC 29456-3794
Transaction Type	Mortgage
Record Updated	Apr 7, 2022
Title Company	WEEKS AND IRVINE LLC, WEEKS & IRVINE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0140620058
Date	Mar 22, 2022
Book Page	14062/58
Instrument	2022007768

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DORCHESTER SC
Property Address	240 TOWERING PINE DR, LADSON, SC 29456-3794
Document Number	2249/0093
Instrument Date	Dec 7, 2019
Transaction Type	Mortgage
Record Updated	Feb 5, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	240 TOWERING PINE DR LADSON SC 294563794, LADSON, SC 29456-3794

Mortgage

Document Number	2249/0093
Date	Dec 27, 2019
Book Page	012249/000093
Instrument	31934

Lender

Name	CROSSCOUNTRY MTG
Type	Mortgage Company
Address	BRECKSVILLE, OH 44141

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 26, 2049

January 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	DORCHESTER SC
Recording Date	Jan 29, 2019
Property Address	240 TOWERING PINE DR, LADSON, SC 29456-3794
Document Number	1725/0275
Book / Page	011725 / 000275
Instrument Date	Jan 28, 2019
Instrument	2389
Transaction Type	Transfer
Record Updated	Feb 11, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$231.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	240 TOWERING PINE DR LADSON SC 294563794, LADSON, SC 29456-3794

Mortgage

Document Number	1725/0284
Date	Jan 29, 2019
Book Page	011725/000284
Instrument	2391

Lender

Name	CROSSCOUNTRY MTG
Type	Mortgage Company
Address	BRECKSVILLE, OH 44141

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 28, 2049

Tax Assessment & Valuation

Source: Dorchester County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Dorchester County
Municipality	Summerville Town
Unified School District	Dorchester School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,553.00	$12,637 (+39.19%) Land $3,400 Building $9,237	$315,918 (+39.19%) Land $85,000 Building $230,918
2024	$2,553.00 (+10.52%)
2023	$2,310.00 (+2.26%)	$9,079 (-0.01%) Land $1,800 Building $7,279	$226,972 (-) Land $45,000 Building $181,972
2022	$2,259.00	$9,080 Land $1,800 Building $7,280	$226,972 Land $45,000 Building $181,972

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 21 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	21 in force
Nearby Flood Claims	6 (1999–2021)
Claims Outside the SFHA	6 of 6
Most Recent Claim	Feb 2021 · rainfall accumulation
Claims by Event	Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 96% of South Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUMMERVILLE CPW serves 81,750 people · EPA ID SC1810003
Water Source	Purchased surface water from LAKE MOULTRIE REGIONAL WS
Last State Inspection	Nov 2022
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Home Telecom, WOW Internet, Cable & Phone, Xfinity.

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