243 Spyglass Dr, Elyria, OH 44035 Property Records

Lorain County property record for 243 Spyglass Dr, Elyria, OH 44035

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 1,949 sqft · built 1999
Lot Size	0.23 acres (10,041 sqft)
Owner	2 Owner Names on Record
Tax Bill	$4,053 (2025)
Deeds & Mortgages	Jul 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-00-005-107-498`

Property Details

APN / Parcel Number

Primary APN	`10-00-005-107-498`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,949 sqft Living Area
1st Floor Area	1,322 sqft
2nd Floor Area	627 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	10,041 sqft
Lot Dimensions	145 ft deep x 69 ft wide
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	144 sqft
Deck Area	70 sqft
Patio Area	298 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	243 SPYGLASS DR
City	ELYRIA
State	OH
Zip	44035-8897
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GREENBRIAR SUB #2 69.25 X 145 S/L 39
Legal Subdivision	GREENBRIAR SUBDIVISION #2
Legal Block	107
Legal Lot Number	39
Jurisdiction	LORAIN OH
Township / Civil Division	ELYRIA
Census Block Group	1
Census Block	1027
Census Tract	71300

Owner

Source: Lorain County records, as of March 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Owner Names on Record
Mailing Address	243 SPYGLASS DR, ELYRIA, OH 44035-8897
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Prior Sale	Dec 27, 2002
Last Transfer Date	May 4, 2004
Transfer Doc	0000000172
Record Updated	Jun 8, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	243 SPYGLASS DR, ELYRIA, OH 44035-8897
Document Number	0000772339
Instrument Date	Jul 27, 2020
Transaction Type	Mortgage
Record Updated	Aug 24, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	243 SPYGLASS DR ELYRIA OH 440358897, ELYRIA, OH 44035-8897

Mortgage

Document Number	0000772339
Date	Aug 4, 2020
Instrument	772339

Lender

Name	HUNTINGTON NAT'L BK
Type	Bank
Address	COLUMBUS, OH 43235

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 3, 2035

Tax Assessment & Valuation

Source: Lorain County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Elyria City
Unified School District	Midview Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,053.00	$98,270 (+%) Land $21,000 Building $77,270	$280,760 (-) Land $60,000 Building $220,760
2024	$4,053.00 (+11.29%)	$98,266 (+24.52%) Land $21,000 Building $77,266	$280,760 (+24.52%) Land $60,000 Building $220,760
2023	$3,642.00 (+0.3%)	$78,915 (-0.01%) Land $16,030 Building $62,885	$225,470 (-) Land $45,800 Building $179,670
2022	$3,631.00	$78,920 Land $16,030 Building $62,890
2021			$225,470 Land $45,800 Building $179,670

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2011–2021)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Mar 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELYRIA WATER DEPARTMENT serves 68,000 people · EPA ID OH4700411
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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