242 Spyglass Dr, Elyria, OH 44035 Property Records

Lorain County property record for 242 Spyglass Dr, Elyria, OH 44035

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,255 sqft · built 2002
Lot Size	0.2 acres (10,199 sqft)
Owner	2 Individual Names on File
Last Sale	$217,000 (Mar 2003)
Tax Bill	$4,071 (2025)
Deeds & Mortgages	Mar 2026 Line of Credit May 2020 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`10-00-005-107-510`

Property Details

APN / Parcel Number

Primary APN	`10-00-005-107-510`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,255 sqft Living Area
Gross Area	2,671 sqft
1st Floor Area	1,070 sqft
Family Room	Family Room

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Lot Area	10,199 sqft (0.2 acres)
Lot Dimensions	136 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	416 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	160 sqft
Deck Area	146 sqft
Patio Area	224 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	242 SPYGLASS DR
City	ELYRIA
State	OH
Zip	44035-8896
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GREENBRIAR SUB 2 74.96 X 136.06 S/L 51
Legal Subdivision	GREENBRIAR SUB 2
Legal Block	107
Legal Lot Number	510
Jurisdiction	LORAIN OH
Township / Civil Division	ELYRIA
Census Block Group	1
Census Block	1025
Census Tract	71300

Owner

242 Spyglass Dr is owned and occupied by two individuals who bought it in March 2003.

Source: Lorain County records, as of April 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	242 SPYGLASS DR, ELYRIA, OH 44035-8896
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 30, 2026	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
May 8, 2020	Deed of Trust, Mortgage · Line of Credit PNC BK
Aug 4, 2018	Deed of Trust, Mortgage · Line of Credit PNC BK
Jul 21, 2017	Deed of Trust, Mortgage · Line of Credit PNC BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 31, 2003 · Amount on File
Deed Sale	Mar 31, 2003 · Amount on File
Prior Sale	Oct 23, 2002 · Amount on File
Deed Document Number	2003902403
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	242 SPYGLASS DR, ELYRIA, OH 44035-8896
Transaction Type	Mortgage
Record Updated	Jun 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	242 SPYGLASS DR, ELYRIA, OH 44035-8896

Mortgage

Document Number	0000089688
Date	Mar 30, 2026
Instrument	2026-0089688

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Mar 20, 2056

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	242 SPYGLASS DR, ELYRIA, OH 44035-8896
Document Number	0000761762
Instrument Date	May 8, 2020
Transaction Type	Mortgage
Record Updated	Jun 5, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	242 SPYGLASS DR ELYRIA OH 440358896, ELYRIA, OH 44035-8896

Mortgage

Document Number	0000761762
Date	May 26, 2020
Instrument	761762

Lender

Name	PNC BK
Type	Bank
Address	PITTSBURGH, PA 15222

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	242 SPYGLASS DR, ELYRIA, OH 44035-8896
Document Number	0000684350
Instrument Date	Aug 4, 2018
Transaction Type	Mortgage
Record Updated	Aug 31, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	242 SPYGLASS DR ELYRIA OH 440358896, ELYRIA, OH 44035-8896

Mortgage

Document Number	0000684350
Date	Aug 20, 2018
Instrument	684350

Lender

Name	PNC BK
Type	Bank
Address	SHEFFIELD VILLAGE, OH 44035

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	242 SPYGLASS DR, ELYRIA, OH 44035-8896
Document Number	0000638664
Instrument Date	Jul 21, 2017
Transaction Type	Mortgage
Record Updated	Oct 1, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	242 SPYGLASS DR ELYRIA OH 440358896, ELYRIA, OH 44035-8896

Mortgage

Document Number	0000638664
Date	Jul 31, 2017
Instrument	638664

Lender

Name	PNC BK
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	144 Months
Due	Jul 30, 2029

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 242 Spyglass Dr was $4,071 with a homeowner's exemption, down 2.7% from the year before.

Source: Lorain County assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Elyria City
Unified School District	Midview Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,071.00 (-2.75%) Homeowner's exemption	$98,640 (+%) Land $21,000 Building $77,640	$281,820 (-) Land $60,000 Building $221,820
2024	$4,186.00 (+14.37%)	$98,637 (+24.4%) Land $21,000 Building $77,637	$281,820 (+24.4%) Land $60,000 Building $221,820
2023	$3,660.00 (+0.27%)	$79,289 (%) Land $16,030 Building $63,259	$226,540 Land $45,800 Building $180,740
2022	$3,650.00	$79,290 Land $16,030 Building $63,260
2021			$226,540 Land $45,800 Building $180,740

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 242 Spyglass Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2011–2021)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Mar 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 242 Spyglass Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELYRIA WATER DEPARTMENT serves 68,000 people · EPA ID OH4700411
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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