231 Spyglass Dr, Elyria, OH 44035 Property Records

Lorain County property record for 231 Spyglass Dr, Elyria, OH 44035

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,601 sqft · built 1999
Lot Size	0.207 acres (9,039 sqft)
Owner	Individual Name on Record
Last Sale	$246,500 (May 2020)
Tax Bill	$4,789 (2025)
Deeds & Mortgages	May 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-00-005-107-496`

Property Details

APN / Parcel Number

Primary APN	`10-00-005-107-496`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,601 sqft Living Area
1st Floor Area	1,751 sqft
2nd Floor Area	850 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	9,039 sqft
Lot Dimensions	132 ft deep x 68 ft wide
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	150 sqft
Patio Area	169 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	231 SPYGLASS DR
City	ELYRIA
State	OH
Zip	44035-8897
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GREENBRIAR SUB #2 68.15 X 132.63
Legal Subdivision	GREENBRIAR SUBDIVISION #2
Legal Block	107
Legal Lot Number	37
Jurisdiction	LORAIN OH
Township / Civil Division	ELYRIA
Census Block Group	1
Census Block	1027
Census Tract	71300

Owner

Source: Lorain County records, as of March 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	231 SPYGLASS DR, ELYRIA, OH 44035-8897
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 6, 2020 · Amount on Record
Deed Sale	May 6, 2020 · Amount on Record
Prior Sale	Dec 16, 1999 · Amount on Record
Deed Document Number	2020002332
Record Updated	Jun 8, 2026

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	May 6, 2020
Property Address	231 SPYGLASS DR, ELYRIA, OH 44035-8897
Document Number	0000759230
Instrument Date	May 4, 2020
Instrument	759230
Transaction Type	Transfer
Record Updated	May 20, 2020
Title Company	CARDINAL HOPE EXAM COMPANY, CARDINAL HOPE EXAM CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$986.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	231 SPYGLASS DR ELYRIA OH 440358897, ELYRIA, OH 44035-8897

Mortgage

Document Number	759231
Date	May 6, 2020
Instrument	759231

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	COLUMBUS, OH 43240-2050

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	May 5, 2050

Tax Assessment & Valuation

Source: Lorain County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Elyria City
Unified School District	Midview Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,789.00	$116,110 (%) Land $21,000 Building $95,110	$331,750 (-) Land $60,000 Building $271,750
2024	$4,789.00 (+11.14%)	$116,113 (+24.36%) Land $21,000 Building $95,113	$331,750 (+24.36%) Land $60,000 Building $271,750
2023	$4,309.00 (+0.3%)	$93,370 (-) Land $16,030 Building $77,340	$266,770 (-) Land $45,800 Building $220,970
2022	$4,296.00	$93,370 Land $16,030 Building $77,340
2021			$266,770 Land $45,800 Building $220,970

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2011–2021)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Mar 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELYRIA WATER DEPARTMENT serves 68,000 people · EPA ID OH4700411
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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