243 Spring Oaks Dr, Ballwin, MO 63011 Property Records

St. Louis County property record for 243 Spring Oaks Dr, Ballwin, MO 63011

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,201 sqft · built 1977
Lot Size	0.557 acres (24,306 sqft)
Owner	2 Individual Names on Record
Tax Bill	$4,346 (2024)
Deeds & Mortgages	Jan 2018 Mortgage Mar 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`22R-2-3-072-5`

Property Details

APN / Parcel Number

Primary APN	`22R-2-3-072-5`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,201 sqft Living Area
1st Floor Area	1,332 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Architectural Style	Cape Cod
Exterior Material	Other
Construction Type	Frame
Foundation Type	Raised
Lot Area	24,306 sqft (0.557 acres)
Lot Width	50 ft Width
Garage Area	463 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	100 sqft
Deck Area	558 sqft
Patio Area	558 sqft
Balcony	Balcony
Balcony Area	19 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	243 SPRING OAKS DR
City	BALLWIN
State	MO
Zip	63011-3835
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	93R-2
Legal Description	SPRINGWOOD PLAT 2 2 1 77
Legal Subdivision	SPRINGWOOD PLAT 2
Legal Lot Number	1203
Jurisdiction	ST LOUIS MO
Township / Civil Division	LAFAYETTE
Census Block Group	4
Census Block	4015
Census Tract	217807

Owner

Source: St. Louis County records, as of February 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	243 SPRING OAKS DR, BALLWIN, MO 63011-3835
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 19, 2018	Deed of Trust, Mortgage SUNTRUST MTG
Mar 9, 2017	Deed of Trust, Mortgage ENTERPRISE BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 7, 2003
Deed Sale	Mar 7, 2003
Deed Document Number	987
Record Updated	Jun 8, 2026

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	243 SPRING OAKS DR, BALLWIN, MO 63011-3835
Document Number	0228722012
Book / Page	022872 / 002012
Instrument Date	Jan 19, 2018
Transaction Type	Mortgage
Record Updated	Feb 1, 2018
Title Company	BOSTON NATIONAL TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	243 SPRING OAKS DR BALLWIN MO 630113835, BALLWIN, MO 63011-3835

Mortgage

Document Number	0228722012
Date	Jan 25, 2018
Book Page	022872/002012
Instrument	487

Lender

Name	SUNTRUST MTG
Type	Mortgage Company
Address	RICHMOND, VA 23224

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Jan 24, 2033

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	243 SPRING OAKS DR, BALLWIN, MO 63011-3835
Document Number	0224362143
Instrument Date	Mar 9, 2017
Transaction Type	Mortgage
Record Updated	Aug 17, 2018
Title Company	TITLE PARTNERS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	243 SPRING OAKS DR BALLWIN MO 630113835, BALLWIN, MO 63011-3835

Mortgage

Document Number	0224362143
Date	Mar 14, 2017
Book Page	022436/002143
Instrument	594

Lender

Name	ENTERPRISE BK
Type	Bank
Address	SAINT LOUIS, MO 63132

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Mar 13, 2027

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Missouri
Municipality	Ballwin City
County	St. Louis County
Unified School District	Rockwood R-VI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$80,850 (+20.49%) Land $35,610 Building $45,240	$425,500 (+20.47%) Land $187,400 Building $238,100
2024	$4,346.00 (+1.42%)
2023	$4,285.00 (+1.11%)	$67,100 (+10.51%) Land $24,430 Building $42,670	$353,200 (+10.51%) Land $128,600 Building $224,600
2022	$4,238.00	$60,720 Land $24,430 Building $36,290
2021			$319,600 Land $128,600 Building $191,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2018 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 95% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 399 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: T-Mobile, Verizon.

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