St. Louis County property record for 228 Spring Oaks Dr, Ballwin, MO 63011
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,484 sqft · built 1978 |
| Lot Size | 0.388 acres (16,919 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $284,900 (Feb 2016) |
| Tax Bill | $5,032 (2024) |
| Deeds & Mortgages | Jan 2021 Mortgage Feb 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 22R-2-3-068-8 |
| Primary APN | 22R-2-3-068-8 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,484 sqft Living Area |
| 1st Floor Area | 1,036 sqft |
| Basement Area | 315 sqft |
| Unfinished Basement | 315 sqft |
| Family Room | Family Room |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Other |
| Construction Type | Frame |
| Foundation Type | Raised |
| Lot Area | 16,919 sqft (0.388 acres) |
| Lot Dimensions | 182 ft deep x 78 ft wide |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
|---|---|
| Patio Area | 56 sqft |
| Balcony | Balcony |
| Balcony Area | 97 sqft |
| Poultry House | 56 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 228 SPRING OAKS DR |
|---|---|
| City | BALLWIN |
| State | MO |
| Zip | 63011-3836 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 93R-2 |
| Legal Description | SPRINGWOOD PLAT 2 2 1 77 |
| Legal Subdivision | SPRINGWOOD PLAT 2 |
| Legal Lot Number | 1246 |
| Jurisdiction | ST LOUIS MO |
| Township / Civil Division | LAFAYETTE |
| Census Block Group | 4 |
| Census Block | 4014 |
| Census Tract | 217807 |
Source: St. Louis County records · APN 22R-2-3-068-8
Assessment roll updated May 31, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 228 SPRING OAKS DR, BALLWIN, MO 63011-3836 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 04, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Feb 13, 2020 | Deed of Trust, Mortgage QUICKEN LNS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 09, 2016 · Amount on Record |
| Deed Sale | Feb 09, 2016 · Amount on Record |
| Prior Sale | Aug 14, 2013 · Amount on Record |
| Deed Document Number | 2016020900106 |
| Deed Book / Page | 21880 / 260 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 228 SPRING OAKS DR, BALLWIN, MO 63011-3836 |
| Transaction Type | Mortgage |
| Record Updated | Jun 24, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Address | 228 SPRING OAKS DR, BALLWIN, MO 63011-3836 |
| Document Number | 0245582747 |
|---|---|
| Date | Jan 04, 2021 |
| Book Page | 24558/2747 |
| Instrument | 2021010400803 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 228 SPRING OAKS DR, BALLWIN, MO 63011-3836 |
| Document Number | 0239320563 |
| Instrument Date | Feb 13, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 13, 2020 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 228 SPRING OAKS DR BALLWIN MO 630113836, BALLWIN, MO 63011-3836 |
| Document Number | 0239320563 |
|---|---|
| Date | Feb 20, 2020 |
| Book Page | 023932/000563 |
| Instrument | 131 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Feb 19, 2050 |
Source: St. Louis County records · Assessment roll updated May 31, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | Missouri |
| Municipality | Ballwin City |
| County | St. Louis County |
| Unified School District | Rockwood R-VI School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $81,110 (+4.32%) Land $30,270 Building $50,840 | $426,900 (+4.33%) Land $159,300 Building $267,600 | |
| 2024 | $5,032.00 (+1.43%) | ||
| 2023 | $4,961.00 (+8.89%) | $77,750 (+19.1%) Land $22,760 Building $54,990 | $409,200 (+19.09%) Land $119,800 Building $289,400 |
| 2022 | $4,556.00 | $65,280 Land $22,760 Building $42,520 | |
| 2021 | $343,600 Land $119,800 Building $223,800 |
Source: FEMA National Flood Hazard Layer, St. Louis County (29189C), as of August 10, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 291892178074, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2018) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Feb 2018 · other causes |
| Wildfire Risk | Low lower than 97% of the US · lower than 95% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| WH i3B Bidco LLC/WH i3B Topco Fiber | 8,000 / 8,000 |
| Spectrum Cable | 1,000 / 1,000 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
May also be available: T-Mobile USA, Verizon.
Based on FCC filings for 399 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system MO6010716, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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