231 Spring Oaks Dr, Ballwin, MO 63011 Property Records

St. Louis County property record for 231 Spring Oaks Dr, Ballwin, MO 63011

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,254 sqft · built 1977
Lot Size	0.298 acres (12,985 sqft)
Owner	2 Owner Names on Record
Last Sale	$199,500 (Jun 2001)
Tax Bill	$4,517 (2024)
Deeds & Mortgages	Dec 2017 Mortgage Dec 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`22R-2-3-033-0`

Property Details

APN / Parcel Number

Primary APN	`22R-2-3-033-0`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,254 sqft Living Area
1st Floor Area	980 sqft
Basement Area	170 sqft
Unfinished Basement	170 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Architectural Style	Conventional
Exterior Material	Other
Construction Type	Frame
Foundation Type	Raised
Lot Area	12,985 sqft (0.298 acres)
Lot Dimensions	150 ft deep x 81 ft wide
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Patio Area	144 sqft
Balcony	Balcony
Balcony Area	24 sqft
Poultry House	32 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	231 SPRING OAKS DR
City	BALLWIN
State	MO
Zip	63011-3835
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	93R-2
Legal Description	SPRINGWOOD PLAT 2 2 1 77
Legal Subdivision	SPRINGWOOD PLAT 2
Legal Lot Number	1206
Jurisdiction	ST LOUIS MO
Township / Civil Division	LAFAYETTE
Census Block Group	4
Census Block	4015
Census Tract	217807

Owner

Source: St. Louis County records, as of February 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Owner Names on Record
Mailing Address	231 SPRING OAKS DR, BALLWIN, MO 63011-3835
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
Dec 22, 2017	Deed of Trust, Mortgage US BK
Dec 22, 2017	Deed of Trust, Mortgage · Line of Credit US BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 18, 2001 · Amount on Record
Deed Sale	Jun 18, 2001 · Amount on Record
Deed Document Number	0665
Deed Book / Page	13104 / 172
Record Updated	Jun 8, 2026

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	231 SPRING OAKS DR, BALLWIN, MO 63011-3835
Document Number	0228422199
Instrument Date	Dec 22, 2017
Transaction Type	Mortgage
Record Updated	Jan 9, 2018
Title Company	SERVICELINK EAST

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	231 SPRING OAKS DR BALLWIN MO 630113835, BALLWIN, MO 63011-3835

Mortgage

Document Number	0228422199
Date	Jan 3, 2018
Book Page	022842/002199
Instrument	401

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Jan 2, 2033

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	231 SPRING OAKS DR, BALLWIN, MO 63011-3835
Document Number	0228460507
Instrument Date	Dec 22, 2017
Transaction Type	Mortgage
Record Updated	Jan 11, 2019
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	231 SPRING OAKS DR BALLWIN MO 630113835, BALLWIN, MO 63011-3835

Mortgage

Document Number	0228460507
Date	Jan 5, 2018
Book Page	022846/000507
Instrument	219

Lender

Name	US BK
Type	Bank
Address	FARGO, ND 58103

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 4, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Missouri
Municipality	Ballwin City
County	St. Louis County
Unified School District	Rockwood R-VI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$74,760 (+7.18%) Land $28,860 Building $45,900	$393,500 (+7.19%) Land $151,900 Building $241,600
2024	$4,517.00 (+1.41%)
2023	$4,454.00 (+7.12%)	$69,750 (+17.09%) Land $23,030 Building $46,720	$367,100 (+17.1%) Land $121,200 Building $245,900
2022	$4,158.00	$59,570 Land $23,030 Building $36,540
2021			$313,500 Land $121,200 Building $192,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2018 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 95% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 399 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: T-Mobile, Verizon.

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