243 Irwin St, Phillipsburg, NJ 08865 Property Records

Warren County and Phillipsburg Town property record for 243 Irwin St, Phillipsburg, NJ 08865

Property Summary

Property Type	Single Family Home
Details	1,661 sqft · built 1900
Lot Size	0.045 acres (1,960 sqft)
Owner	2 Individual Names on Record
Last Sale	$288,500 (Jul 2024)
Tax Bill	$5,820 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Jan 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`19-01304-0000-00008`

Property Details

APN / Parcel Number

Primary APN	`19-01304-0000-00008`
Alternative APNs	`190130400008` `05004580` `2307`

Interior

Stories	2 Stories
Building Area	1,661 sqft Living Area

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	1,960 sqft (0.045 acres)
Lot Dimensions	100 ft deep x 20 ft wide
Parking Spaces	2 Parking Spaces

Location & Zoning

Account Number	2307
Street Address	243 IRWIN ST
City	PHILLIPSBURG
State	NJ
Zip	08865-2441
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-50
Legal Block	1304
Legal Lot Number	8
Jurisdiction	WARREN NJ
Township / Civil Division	PHILLIPSBURG
Census Block Group	2
Census Block	2015
Census Tract	30700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Morris Canal listed 1974 · 9 contributing resources · NRIS 74002228

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Warren County and Phillipsburg Town records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	243 IRWIN ST, PHILLIPSBURG, NJ 08865-2441
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2026	Deed of Trust, Mortgage · FHA Mortgage MORTGAGE CONNECT
Jan 7, 2019	Grant Deed, Transfer · Conventional Mortgage FIRST ALLIANCE HM MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 26, 2024 · Amount on Record
Deed Sale	Jul 26, 2024 · Amount on Record
Prior Sale	Jan 7, 2019 · Amount on Record
Deed Document Number	2024609232
Deed Book / Page	3440 / 28
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN NJ
Recording Date	Jul 13, 2026
Property Address	243 IRWIN ST, PHILLIPSBURG, NJ 08865-2441
Document Number	0000639244
Book / Page	7927 / 97
Instrument Date	Jun 18, 2026
Instrument	2026639244
Transaction Type	Mortgage
Record Updated	Aug 4, 2026
Title Company	MORTGAGE CONNECT

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	243 IRWIN ST, PHILLIPSBURG, NJ 08865-2441
Investor	Possibly a Property Investor

Mortgage

Document Number	0000639244,
Date	Jul 13, 2026
Book Page	7927/97
Instrument	2026639244

Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	480 Months
Due	Jul 1, 2066

Interest

Rate	6.51%
Max Rate	-1%

January 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WARREN NJ
Recording Date	Jan 7, 2019
Property Address	243 IRWIN ST, PHILLIPSBURG, NJ 08865-2441
Document Number	0000503991
Book / Page	002926 / 000210
Instrument Date	Dec 28, 2018
Instrument	503991
Transaction Type	Transfer
Record Updated	Feb 19, 2019
Title Company	EAST COAST TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$128.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	243 IRWIN ST PHILLIPSBURG NJ 088652441, PHILLIPSBURG, NJ 08865-2441

Mortgage

Document Number	503992
Date	Jan 7, 2019
Book Page	006664/000116
Instrument	503992

Lender

Name	FIRST ALLIANCE HM MTG
Type	Mortgage Company
Address	CRANFORD, NJ 07016

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 6, 2049

Tax Assessment & Valuation

Source: Warren County and Phillipsburg Town assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Warren County
Municipality	Phillipsburg Town
Unified School District	Phillipsburg Town School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$124,500 (-) Land $25,400 Building $99,100	$124,500 (-) Land $25,400 Building $99,100
2025	$5,820.00 (+11.45%)	$124,500 (+8.36%) Land $25,400 Building $99,100	$124,500 (+8.36%) Land $25,400 Building $99,100
2024	$5,222.00 (+9.57%)
2023		$114,900 (-) Land $25,400 Building $89,500	$114,900 (-) Land $25,400 Building $89,500
2022	$4,766.00 (+1.86%)	$114,900 Land $25,400 Building $89,500	$114,900 Land $25,400 Building $89,500
2021	$4,679.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA NJ - PHILLIPSBURG private · serves 26,686 people · EPA ID NJ2119001
Water Source	Groundwater influenced by surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Aug 2025
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,139 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Service Electric Cable TV Cable	1,000 / 40
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Xfinity.

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