241 Irwin St, Phillipsburg, NJ 08865 Property Records

Warren County and Phillipsburg Town property record for 241 Irwin St, Phillipsburg, NJ 08865

Property Summary

Property Type	Single Family Home
Details	1,264 sqft · built 1920
Lot Size	0.045 acres (1,960 sqft)
Owner	Individual Name on File
Last Sale	$125,000 (Apr 2003)
Tax Bill	$4,754 (2025)
Deeds & Mortgages	Apr 2023 Mortgage Apr 2026 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`19-01304-0000-00009`

Property Details

APN / Parcel Number

Primary APN	`19-01304-0000-00009`
Alternative APNs	`190130400009` `05004570` `2308`

Interior

Stories	2 Stories
Building Area	1,264 sqft Living Area

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Construction Type	Frame
Lot Area	1,960 sqft (0.045 acres)
Lot Dimensions	100 ft deep x 20 ft wide

Location & Zoning

Account Number	2308
Street Address	241 IRWIN ST
City	PHILLIPSBURG
State	NJ
Zip	08865-2441
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-50
Legal Block	1304
Legal Lot Number	9
Jurisdiction	WARREN NJ
Township / Civil Division	PHILLIPSBURG
Census Block Group	2
Census Block	2015
Census Tract	30700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Morris Canal listed 1974 · 9 contributing resources · NRIS 74002228

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

241 Irwin St is owned and occupied by an individual who acquired it in March 2026.

Source: Warren County and Phillipsburg Town records, as of July 7, 2026

Owner of Record	Individual Name on File
Mailing Address	241 IRWIN ST, PHILLIPSBURG, NJ 08865-2441
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 5, 2023	Deed of Trust, Mortgage · Conventional Mortgage ARVEST BANK
Apr 22, 2026	Quit Claim Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE
Apr 22, 2026	Quit Claim Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 7, 2003 · Amount on File
Deed Sale	Apr 7, 2003 · Amount on File
Deed Document Number	2003193316
Deed Book / Page	1861 / 132
Last Transfer Date	Mar 26, 2026
Transfer Doc	003568/289
Record Updated	Oct 29, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN NJ
Property Address	241 IRWIN ST, PHILLIPSBURG, NJ 08865-2441
Transaction Type	Mortgage
Record Updated	Jun 4, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	241 IRWIN ST, PHILLIPSBURG, NJ 08865-2441

Mortgage

Document Number	0007456/17
Date	Apr 5, 2023
Book Page	7456/17
Instrument	2023-590321

Lender

Name	ARVEST BANK
Type	Bank
Address	LOWELL, AR 72745

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2053

April 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WARREN NJ
Recording Date	Apr 22, 2026
Property Address	241 IRWIN ST, PHILLIPSBURG, NJ 08865-2441
Document Number	0000635806
Book / Page	3568 / 289
Instrument Date	Mar 26, 2026
Instrument	2026635806
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	FIRST SOURCE TITLE AGENCY INC, FIRST SOURCE TITLE AGENCY

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	241 IRWIN ST, PHILLIPSBURG, NJ 08865-2441

Mortgage

Document Number	0000635807,
Date	Apr 22, 2026
Instrument	2026635807

Lender

Name	CROSSCOUNTRY MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.11%
Initial Type	Fixed Rate
Max Rate	-1%

April 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WARREN NJ
Recording Date	Apr 22, 2026
Property Address	241 IRWIN ST, PHILLIPSBURG, NJ 08865-2441
Document Number	003568/289
Book / Page	3568 / 289
Instrument Date	Mar 26, 2026
Instrument	2026635806
Transaction Type	Transfer
Record Updated	Aug 27, 2026
Title Company	FIRST SOURCE TITLE AGENCY INC, FIRST SOURCE TITLE AGENCY

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	241 IRWIN ST, PHILLIPSBURG, NJ 08865-2441

Mortgage

Document Number	0000635807,
Date	Apr 22, 2026
Instrument	2026635807

Lender

Name	CROSSCOUNTRY MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 241 Irwin St was $4,754, up 2.9% from the year before.

Source: Warren County and Phillipsburg Town assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Warren County
Municipality	Phillipsburg Town
Unified School District	Phillipsburg Town School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$101,700 (-) Land $25,400 Building $76,300	$101,700 (-) Land $25,400 Building $76,300
2025	$4,754.00 (+2.86%)	$101,700 Land $25,400 Building $76,300	$101,700 Land $25,400 Building $76,300
2024	$4,622.00
2023		$101,700 Land $25,400 Building $76,300	$101,700 Land $25,400 Building $76,300
2022	$4,218.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 241 Irwin St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 241 Irwin St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA NJ - PHILLIPSBURG private · serves 26,686 people · EPA ID NJ2119001
Water Source	Groundwater influenced by surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Aug 2025
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,139 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Service Electric Cable TV Cable	1,000 / 40
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Xfinity.

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