238 Irwin St, Phillipsburg, NJ 08865 Property Records

Warren County and Phillipsburg Town property record for 238 Irwin St, Phillipsburg, NJ 08865

Property Summary

Property Type	Single Family Home
Details	1,170 sqft · built 1900
Lot Size	0.032 acres (1,394 sqft)
Owner	Individual Name on File
Last Sale	$42,000 (Jul 1999)
Tax Bill	$3,642 (2025)
Deeds & Mortgages	Dec 2025 Line of Credit Dec 2025 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`19-01308-0000-00045`

Property Details

APN / Parcel Number

Primary APN	`19-01308-0000-00045`
Alternative APNs	`190130800045` `05004180` `2421`

Interior

Stories	2 Stories
Building Area	1,170 sqft Living Area

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Brick
Construction Type	Brick
Lot Area	1,394 sqft (0.032 acres)
Lot Dimensions	110 ft deep x 13 ft wide

Location & Zoning

Account Number	2421
Street Address	238 IRWIN ST
City	PHILLIPSBURG
State	NJ
Zip	08865-2440
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-50
Legal Block	1308
Legal Lot Number	45
Jurisdiction	WARREN NJ
Township / Civil Division	PHILLIPSBURG
Census Block Group	2
Census Block	2014
Census Tract	30700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Morris Canal listed 1974 · 9 contributing resources · NRIS 74002228

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

238 Irwin St is owned and occupied by an individual who bought it in July 1999.

Source: Warren County and Phillipsburg Town records, as of July 7, 2026

Owner of Record	Individual Name on File
Mailing Address	238 IRWIN ST, PHILLIPSBURG, NJ 08865-2440
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 8, 2025	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Dec 10, 2025	Deed of Trust, Mortgage · Line of Credit PNC BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 1, 1999 · Amount on File
Deed Sale	Jul 1, 1999 · Amount on File
Deed Document Number	1999107731
Deed Book / Page	1631 / 208
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN NJ
Property Address	238 IRWIN ST, PHILLIPSBURG, NJ 08865-2440
Transaction Type	Mortgage
Record Updated	Jan 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	238 IRWIN ST, PHILLIPSBURG, NJ 08865-2440

Mortgage

Document Number	007829/313
Date	Dec 8, 2025
Book Page	7829/313
Instrument	2025-629972

Lender

Name	PNC BANK NA
Type	Bank
Address	WELLSBORO, PA 16901

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	479 Months
Due	Nov 28, 2065

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN NJ
Property Address	238 IRWIN ST, PHILLIPSBURG, NJ 08865-2440
Transaction Type	Mortgage
Record Updated	Jan 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	238 IRWIN ST, PHILLIPSBURG, NJ 08865-2440

Mortgage

Document Number	007831/139
Date	Dec 10, 2025
Book Page	7831/139
Instrument	2025-630106

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	479 Months
Due	Nov 28, 2065

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 238 Irwin St was $3,642, up 2.9% from the year before.

Source: Warren County and Phillipsburg Town assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Warren County
Municipality	Phillipsburg Town
Unified School District	Phillipsburg Town School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$77,900 (-) Land $24,600 Building $53,300	$77,900 (-) Land $24,600 Building $53,300
2025	$3,642.00 (+2.88%)	$77,900 Land $24,600 Building $53,300	$77,900 Land $24,600 Building $53,300
2024	$3,540.00
2023		$77,900 Land $24,600 Building $53,300	$77,900 Land $24,600 Building $53,300
2022	$3,231.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 238 Irwin St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 238 Irwin St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA NJ - PHILLIPSBURG private · serves 26,686 people · EPA ID NJ2119001
Water Source	Groundwater influenced by surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Aug 2025
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,139 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Service Electric Cable TV Cable	1,000 / 40
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Xfinity.

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