Orange County property record for 243 Flower St, Costa Mesa, CA 92627
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3.5 ba · 3,301 sqft · built 1944 |
| Lot Size | 0.217 acres (9,464 sqft) |
| Owner | Individual Name on File |
| Last Sale | $782,500 (Oct 2002) |
| Tax Bill | $13,264 (2025) |
| Deeds & Mortgages | Oct 2026 Reverse Mortgage May 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 425-403-14 |
| Primary APN | 425-403-14 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 3,301 sqft Living Area |
| 1st Floor Area | 3,301 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1944 |
|---|---|
| Effective Year Built | Effective 1944 |
| Lot Area | 9,464 sqft (0.217 acres) |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 243 FLOWER ST |
|---|---|
| City | COSTA MESA |
| State | CA |
| Zip | 92627-2810 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | N TR 594 BLK C LOT 22 TR 594 LOT 22 BLK C(AND NWLY1/2 LOT 23 BLK C |
| Legal Subdivision | TRACT 594 |
| Legal Tract | 594 |
| Legal Block | C |
| Legal Lot Number | 22,23 |
| Jurisdiction | ORANGE CA |
| Township / Civil Division | CENTRAL COAST |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 63301 |
243 Flower St is owned and occupied by an individual who bought it in October 2002.
Source: Orange County records, as of October 22, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 243 FLOWER ST, COSTA MESA, CA 92627-2810 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 14, 2026 | Deed of Trust, Mortgage · Reverse Mortgage FINANCE OF AMERICA REVERSE LLC |
| May 14, 2021 | Deed of Trust, Mortgage · Conventional Mortgage LUTHER BURBANK SAVINGS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 15, 2002 · Amount on File |
| Deed Sale | Oct 15, 2002 · Amount on File |
| Prior Sale | Sep 23, 1999 · Amount on File |
| Deed Document Number | 2002889906 |
| Prior Transfer Date | Jul 25, 2001 |
| Prior Transfer Doc | 0000531810 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE CA |
| Recording Date | Oct 14, 2026 |
| Property Address | 243 FLOWER ST, COSTA MESA, CA 92627-2810 |
| Document Number | 0000287296 |
| Instrument Date | Sep 25, 2026 |
| Instrument | 2026287296 |
| Transaction Type | Mortgage |
| Record Updated | Oct 22, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Company, 103 |
| Address | 243 FLOWER ST, COSTA MESA, CA 92627-2810 |
| Document Number | 0000287296, |
|---|---|
| Date | Oct 14, 2026 |
| Instrument | 2026287296 |
| Name | FINANCE OF AMERICA REVERSE LLC |
|---|
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 990 Months |
| Due | Apr 29, 2109 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE CA |
| Property Address | 243 FLOWER ST, COSTA MESA, CA 92627-2810 |
| Transaction Type | Mortgage |
| Record Updated | May 26, 2021 |
| Title Company | LAWYERS TITLE |
| Name | Verified Name |
|---|---|
| Address | 243 FLOWER ST, COSTA MESA, CA 92627-2810 |
| Document Number | 0000322279 |
|---|---|
| Date | May 14, 2021 |
| Instrument | 2021000322279 |
| Name | LUTHER BURBANK SAVINGS |
|---|---|
| Type | Bank |
| Address | SANTA ROSA, CA 95401 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.87% |
| Type Change Date | Jun 1, 2026 |
| Change Frequency | Annually |
| Min Rate At Change | 2.87% |
| Max Rate At Change | 4.87% |
| Index | 1-Year CMT |
| Max Rate | 8.87% |
The 2025 property tax bill for 243 Flower St was $13,264.
Source: Orange County assessment roll, as of August 4, 2026
| Type | Name |
|---|---|
| State | California |
| County | Orange County |
| Municipality | Costa Mesa City |
| Unified School District | Newport-Mesa Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,155,391 (+2%) Land $916,157 Building $239,234 | |
| 2025 | $13,264.00 | $1,132,737 Land $898,193 Building $234,544 |
| 2023 | $12,530.00 (+3.61%) | $1,088,752 Land $863,314 Building $225,438 |
| 2022 | $12,094.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 243 Flower St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 243 Flower St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MESA WATER DISTRICT serves 110,000 people · EPA ID CA3010004 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Aug 2023 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 692 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: GeoLinks.
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