243 E 46th St, Covington (Latonia), KY 41015 Property Records

Kenton County property record for 243 E 46th St, Covington, KY 41015 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	1.5 Baths
Year Built	Built 1925
Square Footage	1,200 sqft Finished Area
Lot Size	4,050 sqft (0.093 acres)
Occupancy	Owner Occupied
Last Sale	$172,500 (2022)
Tax Bill	$2,285.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`056-42-01-080.00`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Partial Baths	1 Partial Baths
Total Rooms	6 Rooms
Building Area	1,200 sqft Finished Area
Gross Area	1,520 sqft Gross Area
Stories	2 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Exterior Material	Aluminum/Vinyl Exterior
Roof Material	Composition Shingle Roof
Lot Area	4,050 sqft (0.093 acres)
Depth X Width	135 ft x 30 ft Depth x Width
Garage Area	180 sqft Garage

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air with Air Conditioning Heating
Heating Fuel	Gas Heating Fuel

Location & Zoning

Street Address	243 E 46TH ST
City	COVINGTON
State	KY
Zip	41015-1956
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	DEMMIEN & HAARMEYER LOT 21 30'X 135' SS 46TH 100.8' W DECOURSEY
Legal Subdivision	DEMMIEN & HAARMEYER
Legal Lot Number	21
Jurisdiction	KENTON KY
Minor Civil Division	COVINGTON
Census Blockgroup	3
Census Block	3020
Census Tract	61300

Owner

Source: Kenton County records · APN 056-42-01-080.00

Assessment roll updated December 2, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	243 E 46TH ST, COVINGTON, KY 41015-1956
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2022	Deed of Trust, Mortgage · Line of Credit LEXINGTON-FAYETTE URBAN COUNTY GOV
Jul 21, 2022	Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage AMERICAN MORTGAGE SERVICE CO
Jun 02, 2020	Deed of Trust, Mortgage · Conventional Mortgage KENTUCKY HSNG
Jan 21, 2020	Grant Deed, Transfer · Federal Housing Administration (FHA) Mortgage AMERICAN MTG SVC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 21, 2022 · Amount on Record
Deed Sale	Jul 21, 2022 · Amount on Record
Prior Sale	Jan 21, 2020 · Amount on Record
Deed Doc Number	2022196
Deed Book / Page	178 / 655
Prior Transfer Date	Jul 25, 2016
Prior Transfer Doc	0005900166
Record Refreshed	Sep 20, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	243 E 46TH ST, COVINGTON, KY 41015-1956
Transaction Type	Mortgage
Record Updated	Jan 05, 2024
Title Company	SPRINGDALE TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	243 E 46TH ST, COVINGTON, KY 41015-1956

Mortgage

Document Number	0005900198
Date	Jul 21, 2022
Book Page	391/215
Instrument	22072105900198

Lender

Name	LEXINGTON-FAYETTE URBAN COUNTY GOV
Type	Government Agency
Address	FRANKFORT, KY 40601

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	121 Months
Due	Aug 01, 2032

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Jul 21, 2022
Property Address	243 E 46TH ST, COVINGTON, KY 41015-1956
Document Number	0005900196
Book / Page	178 / 655
Map Reference	MB 150 PG 640
Instrument Date	Jul 15, 2022
Instrument	22072105900196
Transaction Type	Transfer
Record Updated	Jan 05, 2024
Title Company	SPRINGDALE TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$172.50
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	154 TANDO WAY, COVINGTON, KY 41017-1173

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	243 E 46TH ST, COVINGTON, KY 41015-1956

Mortgage

Document Number	0005900197
Date	Jul 21, 2022
Book Page	391/200
Instrument	22072105900197

Lender

Name	AMERICAN MORTGAGE SERVICE CO
Type	Mortgage Company
Address	CINCINNATI, OH 45246

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2052

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	243 E 46TH ST, COVINGTON, KY 41015-1956
Document Number	0000000165
Instrument Date	Jun 02, 2020
Transaction Type	Mortgage
Record Updated	Jul 14, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	243 E 46TH ST COVINGTON KY 410151956, COVINGTON, KY 41015-1956

Mortgage

Document Number	0000000165
Date	Jun 02, 2020
Book Page	000M51/000818
Instrument	165

Lender

Name	KENTUCKY HSNG
Address	FRANKFORT, KY 40601

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jun 01, 2030

January 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KENTON KY
Recording Date	Jan 21, 2020
Property Address	243 E 46TH ST, COVINGTON, KY 41015-1956
Document Number	0000000091
Book / Page	000003 / 000164
Instrument Date	Jan 15, 2020
Instrument	91
Transaction Type	Transfer
Record Updated	Jul 16, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$120.00
Amount Accuracy	Confirmed
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	243 E 46TH ST COVINGTON KY 410151956, COVINGTON, KY 41015-1956

Mortgage

Document Number	92
Date	Jan 21, 2020
Book Page	0000M4/000922
Instrument	92

Lender

Name	AMERICAN MTG SVC
Type	Mortgage Company
Address	CINCINNATI, OH 45246

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 20, 2050

Mortgage

Document Number	152,
Date	Jan 21, 2020
Book Page	000M48/000667
Instrument	152

Lender

Name	KENTUCKY HSNG
Address	FRANKFORT, KY 40601

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Jan 20, 2030

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated December 2, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,285.00 (-0.52%)	$172,500 (-) Land $10,000 Building $162,500	$172,500 (-) Land $10,000 Building $162,500
2023	$2,297.00	$172,500 Land $10,000 Building $162,500	$172,500 Land $10,000 Building $162,500

243 E 46th St, Covington (Latonia), KY 41015 Property Records

Property Highlights

Property Details

APN / Parcel Number

Interior

Exterior

Utilities and HVAC

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

July 2022: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

July 2022: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

June 2020: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

January 2020: Grant Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

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