Kenton County property record for 232 E 46th St, Covington, KY 41015 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1912 |
| Square Footage | 1,575 sqft Finished Area |
| Lot Size | 6,098 sqft (0.14 acres) |
| Last Sale | $106,667 (2026) |
| Tax Bill | $2,146.00 (2025) |
| Primary APN | 056-42-01-023.00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Baths |
| Building Area | 1,575 sqft Finished Area |
| Gross Area | 1,701 sqft Gross Area |
| Stories | 2 Stories |
| Year Built | Built 1912 |
|---|---|
| Effective Year Built | Effective 1912 |
| Exterior Material | Aluminum/Vinyl Exterior |
| Roof Material | Composition Shingle Roof |
| Lot Area | 6,098 sqft (0.14 acres) |
| Cooling System | Wall Unit Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Heating Fuel | Gas Heating Fuel |
| Sewage | Sewage Connected |
| Water Source | Yes (Unknown Type) Water Source |
| Street Address | 232 E 46TH ST |
|---|---|
| City | COVINGTON |
| State | KY |
| Zip | 41015-1957 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | SANDFORD FRANKLIN LOTS 59-60 |
| Legal Subdivision | SANDFORD FRANKLIN |
| Legal Lot Number | 59-60 |
| Jurisdiction | KENTON KY |
| Minor Civil Division | COVINGTON |
| Census Blockgroup | 3 |
| Census Block | 3020 |
| Census Tract | 61300 |
Source: Kenton County records · APN 056-42-01-023.00
Assessment roll updated December 2, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 3353 MADISON PIKE, FT MITCHELL, KY 41017-8153 |
| Owner Type | Owner is a Company |
| Date | Document |
|---|---|
| May 14, 2026 | Deed of Trust, Mortgage · Conventional Mortgage NONE LISTED ON DOCUMENT |
| Feb 20, 2026 | Commissioner's Deed, Foreclosure |
| Mar 22, 2022 | Fiduciary Deed, Transfer · Conventional Mortgage EVERETT FINANCIAL INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Feb 20, 2026 · Amount on Record |
| Deed Sale | Feb 20, 2026 · Amount on Record |
| Prior Sale | Mar 22, 2022 · Amount on Record |
| Deed Doc Number | 20263454 |
| Deed Book / Page | 391 / 136 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | May 14, 2026 |
| Property Address | 232 E 46TH ST, COVINGTON, KY 41015-1957 |
| Document Number | 0000009988 |
| Book / Page | 430 / 894 |
| Instrument Date | May 11, 2026 |
| Instrument | 20269988 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | 266 |
| Address | 3353 MADISON PIKE, FT MITCHELL, KY 41017-8153 |
| Document Number | 0000009988, |
|---|---|
| Date | May 14, 2026 |
| Book Page | 430/894 |
| Instrument | 20269988 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.37% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Commissioner's Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Feb 20, 2026 |
| Property Address | 232 E 46TH ST, COVINGTON, KY 41015-1957 |
| Document Number | 0000003454 |
| Book / Page | 391 / 136 |
| Map Reference | MB KG PG 984 |
| Instrument Date | Dec 10, 2025 |
| Instrument | 26059000003454 |
| Transaction Type | Foreclosure |
| Record Updated | Mar 10, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|---|
| Address | 230 MADISON AVE, COVINGTON, KY 41011-1539 |
| Name | Verified Name |
|---|---|
| Address | 3353 MADISON PIKE, FT WRIGHT, KY 41017-8153 |
| Document Type | Fiduciary Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Mar 22, 2022 |
| Property Address | 232 E 46TH ST, COVINGTON, KY 41015-1957 |
| Document Number | 0005900246 |
| Book / Page | 154 / 984 |
| Map Reference | PL 310 |
| Instrument Date | Mar 18, 2022 |
| Instrument | 22032205900246 |
| Transaction Type | Transfer |
| Record Updated | Apr 03, 2026 |
| Title Company | NORTHWEST TTL FAM OF COMPANI |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 232 EAST FORTY SIXTH STREET, COVINGTON, KY 41015-1957 |
| Document Number | 0005900247 |
|---|---|
| Date | Mar 22, 2022 |
| Instrument | 22032205900247 |
| Name | EVERETT FINANCIAL INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2052 |
Source: Kenton County records · Assessment roll updated December 2, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Covington City |
| Unified School District | Covington Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,146.00 (-0.51%) | $162,000 (-) Land $10,000 Building $152,000 | $162,000 (-) Land $10,000 Building $152,000 |
| 2023 | $2,157.00 | $162,000 Land $10,000 Building $152,000 | $162,000 Land $10,000 Building $152,000 |
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