244 E 46th St, Covington (Latonia), KY 41015 Property Records

Kenton County property record for 244 E 46th St, Covington, KY 41015 · Last verified June 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms1 Baths
Year BuiltBuilt 1923
Square Footage1,120 sqft Finished Area
Lot Size2,584 sqft (0.059 acres)
GarageDetached
Last Sale$100,000 (2023)
Tax Bill$2,053.00 (2025)

Property Details

APN / Parcel Number

Primary APN056-42-02-020.00

Interior

Bedrooms3 Beds
Full Baths1 Baths
Building Area1,120 sqft Finished Area
Gross Area1,360 sqft Gross Area
Stories2 Stories

Exterior

Year BuiltBuilt 1923
Effective Year BuiltEffective 1923
Exterior MaterialAluminum/Vinyl Exterior
Roof MaterialComposition Shingle Roof
Lot Area2,584 sqft (0.059 acres)
Depth X Width76 ft x 34 ft Depth x Width
Parking Spaces1 Parking Spaces
Garage TypeDetached Garage

Utilities and HVAC

Cooling SystemWall Unit Cooling
Heating SystemForced Air with Air Conditioning Heating
Heating FuelGas Heating Fuel
SewageSewage Connected
Water SourceYes (Unknown Type) Water Source

Location & Zoning

Street Address244 E 46TH ST
CityCOVINGTON
StateKY
Zip41015-1979
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionSANDFORD FRANKLIN PT LOTS 1-2-3 34'X 76' 34' NS 46TH 68.87' W DECOURSEY
Legal SubdivisionSANDFORD FRANKLIN
Legal Lot Number1,2
JurisdictionKENTON KY
Minor Civil DivisionCOVINGTON
Census Blockgroup3
Census Block3021
Census Tract61300

Owner

Source: Kenton County records · APN 056-42-02-020.00

Assessment roll updated December 2, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address7284 BLACKSTONE DR, FLORENCE, KY 41042-9303
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jul 01, 2026Deed, Transfer · Conventional Mortgage
FORCHT BANK NA
Oct 10, 2023Warranty Deed, Transfer
Apr 30, 2020Deed of Trust, Mortgage
CITIZENS FED'L S&L ASSN/COVING

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 10, 2023 · Amount on Record
Deed SaleOct 10, 2023 · Amount on Record
Deed Doc Number2023136
Deed Book / Page251 / 32
Record RefreshedSep 20, 2026

July 2026: Deed, Transfer

Document TypeDeed
JurisdictionKENTON KY
Recording DateJul 01, 2026
Property Address244 E 46TH ST, COVINGTON, KY 41015-1979
Document Number0000013635
Book / Page453 / 897
Instrument DateJun 15, 2026
Instrument202613635
Transaction TypeTransfer
Record UpdatedJul 28, 2026
Title CompanyKENTUCKY LAND TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$16,665.00
Amount AccuracyCalculated from Tax (Full/Partial Unknown)
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000013636,
DateJul 01, 2026
Instrument2026070113636
Lender
NameFORCHT BANK NA
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term299 Months
DueJun 15, 2051
Interest
Rate TypeFixed Rate
Rate6.51%
Initial TypeFixed Rate
Max Rate-1%

October 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateOct 10, 2023
Property Address244 E 46TH ST, COVINGTON, KY 41015-1979
Document Number0005900136
Book / PageKC 251 / 32
Instrument DateOct 06, 2023
Instrument23101005900136
Transaction TypeTransfer
Record UpdatedJan 05, 2024

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address244 E 46TH ST, COVINGTON, KY 41015-1979

Transferred To (Grantee/Buyer)

NameVerified Name
Address7284 BLACKSTONE DR, FLORENCE, KY 41042-9303
InvestorPossibly a Property Investor

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address244 E 46TH ST, COVINGTON, KY 41015-1979
Document Number0000000226
Instrument DateApr 30, 2020
Transaction TypeMortgage
Record UpdatedJul 16, 2020
Title CompanyATTORNEY ONLY

Transaction

Additional
  • Multiple parcels conveyed, unknown impact to APN

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address244 E 46TH ST COVINGTON KY 410151979, COVINGTON, KY 41015-1979

Mortgage

Document Number0000000226
DateMay 19, 2020
Book Page000M45/000827
Instrument226
Lender
NameCITIZENS FED'L S&L ASSN/COVING
Address433 MADISON AVE, COVINGTON, KY 41011-1519
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated December 2, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityCovington City
Unified School DistrictCovington Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,053.00 (+185.54%)$155,000 (+187.04%) Land $10,000 Building $145,000$155,000 (+187.04%) Land $10,000 Building $145,000
2023$719.00 (+0.84%)$54,000 (-) Land $10,000 Building $44,000$54,000 (-) Land $10,000 Building $44,000
2022$713.00$54,000 Land $10,000 Building $44,000$54,000 Land $10,000 Building $44,000

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