2427 Whitney Ave, Ontario (Mansfield), OH 44906 Property Records

Richland County property record for 2427 Whitney Ave, Ontario, OH 44906

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,908 sqft · built 1994
Lot Size	0.362 acres (15,751 sqft)
Owner	Individual Name on Record
Last Sale	$235,000 (Oct 2019)
Tax Bill	$4,362 (2025)
Deeds & Mortgages	Jul 2026 Construction Loan Oct 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`038-60-169-13-007`

Property Details

APN / Parcel Number

Primary APN	`038-60-169-13-007`
Alternative APN	`01049`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,908 sqft Living Area
1st Floor Area	660 sqft
Basement Area	1,132 sqft
Finished Basement	600 sqft
Unfinished Basement	532 sqft

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Contemporary
Exterior Material	Aluminum Siding
Lot Area	15,751 sqft (0.362 acres)
Lot Dimensions	150 ft deep x 105 ft wide
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	60 sqft
Deck Area	336 sqft
Patio Area	336 sqft
Balcony Area	52 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Geothermal
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2427 WHITNEY AVE
City	ONTARIO
State	OH
Zip	44906-1197
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2498 105.00 X 150.00 PLATTED 08-12-94
Legal Subdivision	ONTARIO
Legal Lot Number	2498
Jurisdiction	RICHLAND OH
Township / Civil Division	SPRINGFIELD
Census Block Group	2
Census Block	2004
Census Tract	2400

Owner

Source: Richland County records, as of August 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2427 WHITNEY AVE, ONTARIO, OH 44906-1197
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Jul 16, 2026	Deed of Trust, Mortgage · Construction Mortgage HUNTINGTON NATIONAL BANK
Oct 9, 2019	Warranty Deed, Transfer · FHA Mortgage THE HUNTINGTON NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 9, 2019 · Amount on Record
Deed Sale	Oct 9, 2019 · Amount on Record
Prior Sale	Jun 5, 2007 · Amount on Record
Deed Document Number	201911522
Deed Book / Page	2734 / 631
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND OH
Recording Date	Jul 16, 2026
Property Address	2427 WHITNEY AVE, ONTARIO, OH 44906-1197
Document Number	0000008233
Book / Page	3045 / 1838
Instrument Date	Jul 7, 2026
Instrument	20268233
Transaction Type	Mortgage
Record Updated	Aug 10, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2427 WHITNEY AVE, ONTARIO, OH 44906-1197

Mortgage

Document Number	0000008233,
Date	Jul 16, 2026
Book Page	3045/1838
Instrument	20268233

Lender

Name	HUNTINGTON NATIONAL BANK

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 7, 2056

Interest

Rate	6.52%
Max Rate	-1%

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RICHLAND OH
Recording Date	Oct 9, 2019
Property Address	2427 WHITNEY AVE, ONTARIO, OH 44906-1197
Document Number	02734/0631
Book / Page	2734 / 0631
Map Reference	VOL 26 PG 111
Instrument Date	Oct 4, 2019
Instrument	201900011522
Transaction Type	Transfer
Record Updated	Apr 22, 2022
Title Company	SOUTHERN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	2427 WHITNEY AVE, ONTARIO, OH 44906-1197

Mortgage

Document Number	201900011523
Date	Oct 9, 2019
Instrument	201900011523

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

Tax Assessment & Valuation

Source: Richland County assessment roll, as of April 3, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Richland County
County Subdivision	Springfield Township
Municipality	Ontario City
Unified School District	Ontario Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,362.00	$89,560 (-) Land $7,580 Building $81,980
2024	$4,362.00 (-2.26%) Homeowner's exemption	$89,560 (-) Land $7,580 Building $81,980
2023	$4,463.00 (-5.22%) Homeowner's exemption	$89,560 (+10.13%) Land $7,580 Building $81,980	$255,880 (+10.14%) Land $21,660 Building $234,220
2022	$4,709.00 Homeowner's exemption	$81,320 Land $7,200 Building $74,120
2020			$232,330 Land $20,560 Building $211,770

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 78% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ONTARIO CITY serves 6,756 people · EPA ID OH7003512
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Watch TV Fixed Wireless	100 / 20

May also be available: Brightspeed.

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