Osceola County property record for 2427 Settlers Trl, Saint Cloud, FL 34772
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,212 sqft · built 2004 |
| Lot Size | 0.198 acres (8,625 sqft) |
| Owner | Owner Name on File |
| Last Sale | $145,000 (May 2009) |
| Tax Bill | $6,321 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 117094 |
| Primary APN | 117094 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,212 sqft Heated Area |
| Gross Area | 2,790 sqft |
| 1st Floor Area | 2,212 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2004 |
|---|---|
| Exterior Material | Concrete Block |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 8,625 sqft (0.198 acres) |
| Lot Dimensions | 115 ft deep x 75 ft wide |
| Garage Type | Finished |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 178 sqft |
| Patio Area | 90 sqft |
| Fence | Fence |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Account Number | 117094 |
|---|---|
| Street Address | 2427 SETTLERS TRL |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34772-8595 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SR1B |
| Legal Description | CANOE CREEK LAKES UNIT NINE PB 15 PG 99 LOT 248 15-26-30 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 16 |
| Legal Subdivision | CANOE CREEK LAKES |
| Legal Tract | 593 |
| Legal Block | 1 |
| Legal Lot Number | 15,248 15 |
| Legal Unit | NI |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 43208 |
The current owner of 2427 Settlers Trl bought it in May 2009.
Source: Osceola County records, as of December 11, 2025
| Owner of Record | Owner Name on File |
|---|---|
| Mailing Address | 7219 HYANNIS DR, OAKWOOD VILLAGE, OH 44146-5806 |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 29, 2009 · Amount on File |
| Deed Sale | May 29, 2009 · Amount on File |
| Prior Sale | Apr 20, 2007 · Amount on File |
| Deed Document Number | 2009083530 |
| Deed Book / Page | 3841 / 0757 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 2427 Settlers Trl was $6,321.
Source: Osceola County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,321.00 | $363,700 Land $75,000 Building $288,700 | $363,700 Land $75,000 Building $288,700 |
| 2023 | $5,670.00 (+13.72%) | $375,200 (+21.15%) Land $65,000 Building $310,200 | $375,200 (+21.15%) Land $65,000 Building $310,200 |
| 2022 | $4,986.00 | $309,700 Land $60,000 Building $249,700 | $309,700 Land $60,000 Building $249,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2427 Settlers Trl in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 41 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 41 in force |
| Nearby Flood Claims | 2 (2015–2020) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jan 2020 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2427 Settlers Trl is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 90% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 402 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 35 |
| CenturyLink DSL · Fiber in parts of the area | 140 / 20 |
May also be available: Verizon.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures