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2401 Settlers Trl, Saint Cloud, FL 34772 Property Records

Osceola County property record for 2401 Settlers Trl, Saint Cloud, FL 34772

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,840 sqft · built 2004
Lot Size0.295 acres (12,850 sqft)
OwnerCompany Name on Record
Last Sale$127,400 (Mar 2010)
Tax Bill$1,923 (2025)
Deeds & MortgagesJun 2020 Transfer
Flood ZoneZone X (minimal risk)
APN16-26-30-0594-0001-2450

Property Details

APN / Parcel Number

Primary APN16-26-30-0594-0001-2450
Alternative APNs
  • 263016059400012450
  • 117145

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,840 sqft Living Area
Gross Area2,737 sqft
1st Floor Area1,840 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Exterior MaterialConcrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area12,850 sqft (0.295 acres)
Garage TypeAttached
Garage Area441 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool TypeIn-Ground Pool
Pool Area299 sqft
PorchFinished/Open Porch
Porch Area456 sqft
Deck Area347 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address2401 SETTLERS TRL
CitySAINT CLOUD
StateFL
Zip34772-8595
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSR1B
Legal DescriptionCANOE CREEK LAKES UNIT TEN PB 15 PG 100 LOT 245
Legal Range30E
Legal Township26S
Legal Section16
Legal SubdivisionCANOE CREEK LAKES UNIT 10
Legal Tract594
Legal Block2450
Legal Lot Number245
Legal UnitE
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group2
Census Block2015
Census Tract43208

Owner

Source: Osceola County records, as of November 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address2401 SETTLERS TRL, SAINT CLOUD, FL 34772-8595
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Family Revocable Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 15, 2010 · Amount on Record
Deed SaleMar 15, 2010 · Amount on Record
Prior SaleFeb 2, 2010
Deed Document Number201036740
Deed Book / Page3960 / 2211
Prior Transfer DateFeb 24, 2010
Prior Transfer Doc0039602209
Record UpdatedSep 20, 2026

June 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionOSCEOLA FL
Recording DateJun 18, 2020
Property Address2401 SETTLERS TRL, SAINT CLOUD, FL 34772-8595
Document Number0057400205
Book / Page005740 / 000205
Instrument DateJun 18, 2020
Instrument78640
Transaction TypeTransfer
Record UpdatedJul 30, 2020
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address2401 SETTLERS TRL ST CLOUD FL 347728595, ST CLOUD, FL 34772-8595

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,923.00 (+3.83%) Homeowner's exemption$150,325 (+5.99%)$352,100 (-2.28%) Land $75,000 Building $277,100
2024$1,852.00 (+3.18%)
2023$1,795.00 (+4.24%) Homeowner's exemption$141,834 (+3%)$360,300 (+20.1%) Land $65,000 Building $295,300
2022$1,722.00 Homeowner's exemption$137,703$300,000 Land $60,000 Building $240,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 41 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies41 in force
Nearby Flood Claims2 (2015–2020)
Claims Outside the SFHA2 of 2
Most Recent ClaimJan 2020 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood0.04% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST. CLOUD, CITY OF (3 WPS)
serves 82,752 people · EPA ID FL3491373
Water SourceGroundwater
Last State InspectionJul 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 288 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 50
Verizon
Fixed Wireless		300 / 20

May also be available: CenturyLink, Xfinity.

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