2475 Settlers Trl, Saint Cloud, FL 34772 Property Records

Osceola County property record for 2475 Settlers Trl, Saint Cloud, FL 34772 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,826 sqft · built 2004
Lot Size	0.198 acres (8,624 sqft)
Owner	2 Individual Names on File
Last Sale	$174,900 (Apr 2009)
Tax Bill	$1,941 (2025)
Flood Zone	Zone X (minimal risk)
APN	`16-26-30-0593-0001-2520`

Property Details

APN / Parcel Number

Primary APN	`16-26-30-0593-0001-2520`
Alternative APNs	`263016059300012520` `117098`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,826 sqft Living Area
Gross Area	2,276 sqft
1st Floor Area	1,826 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Conventional
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,624 sqft (0.198 acres)
Lot Dimensions	115 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	In-Ground Pool
Pool Area	312 sqft
Porch	Metal Porch
Porch Area	440 sqft
Deck Area	741 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	2475 SETTLERS TRL
City	SAINT CLOUD
State	FL
Zip	34772-8595
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CANOE CREEK LAKES UNIT NINE PB 15 PG 99 LOT 252 15-26-30
Legal Range	30E
Legal Township	26S
Legal Section	16
Legal Subdivision	CANOE CREEK LAKES UNIT 9
Legal Tract	593
Legal Block	2520
Legal Lot Number	252
Legal Unit	NI
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	2
Census Block	2015
Census Tract	43208

Owner

Source: Osceola County records · APN 16-26-30-0593-0001-2520

Assessment roll updated November 26, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2475 SETTLERS TRL, SAINT CLOUD, FL 34772-8595
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 24, 2009 · Amount on Record
Deed Sale	Apr 24, 2009 · Amount on Record
Prior Sale	Sep 14, 2004 · Amount on Record
Deed Document Number	200964863
Deed Book / Page	3827 / 43
Prior Transfer Date	Jun 11, 2007
Prior Transfer Doc	0035050360
Record Updated	Jun 08, 2026

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,941.00 (+3.8%) Homeowner's exemption	$151,351 (+5.99%)	$348,600 (-2.22%) Land $75,000 Building $273,600
2024	$1,870.00 (+3.2%)
2023	$1,812.00 (+4.2%) Homeowner's exemption	$142,802 (+3%)	$356,500 (+19.95%) Land $65,000 Building $291,500
2022	$1,739.00 Homeowner's exemption	$138,643	$297,200 Land $60,000 Building $237,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.