Jackson County property record for 2427 S Ponca Ave, Independence, MO 64057
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,744 sqft · built 1992 |
| Lot Size | 0.271 acres (11,817 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,986 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage Sep 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 25-530-14-27 |
| Primary APN | 25-530-14-27 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,744 sqft Living Area |
| 1st Floor Area | 820 sqft |
| Basement Area | 1,444 sqft |
| Flooring | Carpet |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Architectural Style | Cape Cod |
| Exterior Material | Brick/Stone |
| Construction Type | Concrete |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 11,817 sqft (0.271 acres) |
| Garage Type | Attached |
| Garage Area | 500 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 56 sqft |
| Deck Area | 408 sqft |
| Patio Area | 408 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 771113 |
|---|---|
| Street Address | 2427 S PONCA AVE |
| City | INDEPENDENCE |
| State | MO |
| Zip | 64057-2450 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CEDAR OAKS THIRD PLAT LOTS 60-102 LOT 98 |
| Legal Subdivision | CEDAR OAKS 3RD PLAT |
| Legal Block | 2 |
| Legal Lot Number | 98 |
| Jurisdiction | JACKSON MO |
| Township / Civil Division | BLUE |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 14702 |
2427 S Ponca Ave is owned and occupied by two individuals who acquired it in September 2017.
Source: Jackson County records, as of August 24, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2427 S PONCA AVE, INDEPENDENCE, MO 64057-2450 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 15, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ENDEAVOR CAPITAL LLC |
| Sep 26, 2017 | Warranty Deed, Transfer · FHA Mortgage COMMUNITY MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 26, 2017 |
| Deed Sale | Sep 26, 2017 |
| Prior Sale | Jul 11, 1996 · Amount on File |
| Deed Document Number | 2017E88536 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JACKSON MO |
| Property Address | 2427 S PONCA AVE, INDEPENDENCE, MO 64057-2450 |
| Transaction Type | Mortgage |
| Record Updated | Mar 24, 2021 |
| Name | Verified Name |
|---|
| Document Number | 00E0027750 |
|---|---|
| Date | Mar 15, 2021 |
| Instrument | 2021E0027750 |
| Name | ENDEAVOR CAPITAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHESTERFIELD, MO 63017 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JACKSON MO |
| Recording Date | Sep 26, 2017 |
| Property Address | 2427 S PONCA AVE, INDEPENDENCE, MO 64057-2450 |
| Document Number | 0000E88536 |
| Instrument Date | Sep 25, 2017 |
| Instrument | 88536E |
| Transaction Type | Transfer |
| Record Updated | Jan 10, 2019 |
| Title Company | ALPHA TITLE GUARANTY INC, ALPHA TITLE GNTY INC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2427 S PONCA AVE INDEPENDENCE MO 640572450, INDEPENDENCE, MO 64057-2450 |
| Document Number | E90143 |
|---|---|
| Date | Sep 26, 2017 |
| Instrument | 90143E |
| Name | COMMUNITY MTG |
|---|---|
| Type | Mortgage Company |
| Address | INDEPENDENCE, MO 64055 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 25, 2047 |
The 2025 property tax bill for 2427 S Ponca Ave was $3,986, down 3.5% from the year before.
Source: Jackson County assessment roll, as of August 24, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Jackson County |
| Municipality | Independence City |
| Unified School District | Independence 30 School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $55,783 (-) Land $8,558 Building $47,225 | $293,590 (-) | |
| 2025 | $3,986.00 (-3.51%) | $55,783 Land $8,558 Building $47,225 | $293,590 |
| 2024 | $4,131.00 (+2.33%) | ||
| 2023 | $4,037.00 | $59,638 Land $6,504 Building $53,134 | $313,880 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2427 S Ponca Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1982.
Source: FEMA National Flood Hazard Layer, effective May 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1982) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Aug 1982 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2427 S Ponca Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.2% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | INDEPENDENCE PWS serves 120,000 people · EPA ID MO1010399 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 226 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Google Fiber Fiber | 8,000 / 8,000 |
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
May also be available: Verizon, Wisper ISP.
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