2424 S Ponca Ave, Independence, MO 64057 Property Records

Jackson County property record for 2424 S Ponca Ave, Independence, MO 64057

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,686 sqft · built 1990
Lot Size	0.507 acres (22,076 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,986 (2025)
Deeds & Mortgages	Jan 2024 Line of Credit Mar 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`25-530-14-49`

Property Details

APN / Parcel Number

Primary APN	`25-530-14-49`
Alternative APNs	`25-530-14-49-00-0-00-000` `25530144900000001` `771135`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,686 sqft Living Area
1st Floor Area	360 sqft
Basement Area	1,196 sqft
Finished Basement	360 sqft
Unfinished Basement	836 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	22,076 sqft (0.507 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	32 sqft
Deck Area	168 sqft
Patio Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	771135
Street Address	2424 S PONCA AVE
City	INDEPENDENCE
State	MO
Zip	64057-2453
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CEDAR OAKS THIRD PLAT LOTS 60-102---LOT 100 & E 1/2 VAC JACK SON DR LY W & ADJ
Legal Subdivision	CEDAR OAKS 3RD PLAT
Legal Block	2
Legal Lot Number	100
Jurisdiction	JACKSON MO
Township / Civil Division	BLUE
Census Block Group	2
Census Block	2000
Census Tract	14702

Owner

Source: Jackson County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2424 S PONCA AVE, INDEPENDENCE, MO 64057-2453
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 3, 2024	Deed of Trust, Mortgage · Line of Credit COMMUNITYAMERICA CU
Mar 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage A1 MORTGAGE GROUP LLC
Nov 22, 2019	Deed of Trust, Mortgage · Line of Credit COMMUNITYAMERICA CU
Jan 17, 2017	Deed of Trust, Mortgage COMMUNITYAMERICA CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 31, 2012
Deed Sale	Aug 31, 2012
Prior Sale	Sep 16, 1998 · Amount on Record
Deed Document Number	201294342
Prior Transfer Date	Feb 17, 1998
Prior Transfer Doc	0000000495
Record Updated	Oct 29, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	2424 S PONCA AVE, INDEPENDENCE, MO 64057-2453
Transaction Type	Mortgage
Record Updated	Jan 11, 2024
Title Company	NOT AVAILABLE, TRUSTED TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2424 S PONCA AVE, INDEPENDENCE, MO 64057-2453

Mortgage

Document Number	00E0000559
Date	Jan 3, 2024
Instrument	2024E0000559

Lender

Name	COMMUNITYAMERICA CU
Type	Credit Union
Address	LENEXA, KS 66219

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Dec 15, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	2424 S PONCA AVE, INDEPENDENCE, MO 64057-2453
Transaction Type	Mortgage
Record Updated	Aug 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00E0023348
Date	Mar 4, 2021
Instrument	2021E0023348

Lender

Name	A1 MORTGAGE GROUP LLC
Type	Mortgage Company
Address	LEES SUMMIT, MO 64063

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	2424 S PONCA AVE, INDEPENDENCE, MO 64057-2453
Document Number	000E102057
Instrument Date	Nov 22, 2019
Transaction Type	Mortgage
Record Updated	Jan 3, 2020
Title Company	WORLDWIDE RECORDING INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2424 S PONCA AVE INDEPENDENCE MO 640572453, INDEPENDENCE, MO 64057-2453

Mortgage

Document Number	000E102057
Date	Dec 11, 2019
Instrument	102057E

Lender

Name	COMMUNITYAMERICA CU
Type	Credit Union
Address	LENEXA, KS 66219

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Dec 10, 2044

Interest

Rate Type	Adjustable Rate

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	2424 S PONCA AVE, INDEPENDENCE, MO 64057-2453
Document Number	0000E08039
Instrument Date	Jan 17, 2017
Transaction Type	Mortgage
Record Updated	Feb 17, 2017
Title Company	TRUHOME TITLE SOLUTIONS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2424 S PONCA AVE INDEPENDENCE MO 640572453, INDEPENDENCE, MO 64057-2453

Mortgage

Document Number	0000E08039
Date	Jan 30, 2017
Instrument	8039E

Lender

Name	COMMUNITYAMERICA CU
Type	Credit Union
Address	LENEXA, KS 66219

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Jan 29, 2032

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jackson County
Municipality	Independence City
Unified School District	Independence 30 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$55,782 (-) Land $10,942 Building $44,840	$293,590 (-)
2025	$3,986.00 (+11.72%)	$55,782 (+8.31%) Land $10,942 Building $44,840	$293,590 (+8.32%)
2024	$3,568.00 (+2.35%)
2023	$3,486.00	$51,500 Land $7,872 Building $43,628	$271,050

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1982)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Aug 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDEPENDENCE PWS serves 120,000 people · EPA ID MO1010399
Water Source	Groundwater
Last State Inspection	May 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 226 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Verizon, Wisper ISP.

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