2420 S Ponca Ave, Independence, MO 64057 Property Records

Jackson County property record for 2420 S Ponca Ave, Independence, MO 64057

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,680 sqft · built 1999
Lot Size	0.366 acres (15,919 sqft)
Owner	Individual Name on Record
Tax Bill	$3,860 (2025)
Deeds & Mortgages	Mar 2024 Line of Credit Oct 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`25-530-14-48`

Property Details

APN / Parcel Number

Primary APN	`25-530-14-48`
Alternative APNs	`25-530-14-48-00-0-00-000` `25530144800000001` `771134`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Stories	1 Story
Building Area	1,680 sqft Living Area
1st Floor Area	812 sqft
Basement Area	1,596 sqft
Finished Basement	812 sqft
Unfinished Basement	784 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Ranch
Exterior Material	Wood Siding
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	15,919 sqft (0.366 acres)
Garage Type	Attached
Garage Area	500 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	64 sqft
Deck Area	248 sqft
Patio Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	771134
Street Address	2420 S PONCA AVE
City	INDEPENDENCE
State	MO
Zip	64057-2453
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CEDAR OAKS 7TH PLAT---LOT 124 & E 1/2 VAC JACKSON DR LY W & ADJ
Legal Subdivision	CEDAR OAKS 7TH PLAT
Legal Block	2
Legal Lot Number	124
Jurisdiction	JACKSON MO
Township / Civil Division	BLUE
Census Block Group	2
Census Block	2000
Census Tract	14702

Owner

Source: Jackson County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2420 S PONCA AVE, INDEPENDENCE, MO 64057-2453
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 22, 2024	Deed of Trust, Mortgage · Line of Credit COMMUNITYAMERICA CU
Oct 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage COMMUNITYAMERICA CU
Nov 4, 2020	Deed of Trust, Mortgage DELMAR FIN'L

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 20, 1998
Deed Sale	Oct 20, 1998
Deed Document Number	1998380
Deed Book / Page	3295 / P1607
Last Transfer Date	Nov 10, 2014
Transfer Doc	00E0093652
Record Updated	Oct 29, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	2420 S PONCA AVE, INDEPENDENCE, MO 64057-2453
Transaction Type	Mortgage
Record Updated	Mar 28, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00E0017831
Date	Mar 22, 2024
Instrument	2024E0017831

Lender

Name	COMMUNITYAMERICA CU
Type	Credit Union
Address	LENEXA, KS 66219

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Mar 15, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	2420 S PONCA AVE, INDEPENDENCE, MO 64057-2453
Transaction Type	Mortgage
Record Updated	Oct 18, 2021
Title Company	TRUSTED TITLE AND CLOSING LLC, TRUSTED TITLE & CLOSING LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2420 S PONCA AVE, INDEPENDENCE, MO 64057-2453

Mortgage

Document Number	00E0112384
Date	Oct 12, 2021
Instrument	2021E0112384

Lender

Name	COMMUNITYAMERICA CU
Type	Credit Union
Address	LENEXA, KS 66219

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Oct 1, 2041

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	2420 S PONCA AVE, INDEPENDENCE, MO 64057-2453
Document Number	000E105665
Instrument Date	Nov 4, 2020
Transaction Type	Mortgage
Record Updated	Dec 15, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2420 S PONCA AVE INDEPENDENCE MO 640572453, INDEPENDENCE, MO 64057-2453

Mortgage

Document Number	000E105665
Date	Nov 9, 2020
Instrument	105665E

Lender

Name	DELMAR FIN'L
Type	Funding / Finance Company
Address	SAINT LOUIS, MO 63141

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 8, 2050

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jackson County
Municipality	Independence City
Unified School District	Independence 30 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$54,022 (-) Land $9,551 Building $44,471	$284,330 (-)
2025	$3,860.00 (-5.95%)	$54,022 (-8.81%) Land $9,551 Building $44,471	$284,330 (-8.81%)
2024	$4,104.00 (+2.34%)
2023	$4,010.00	$59,240 Land $8,227 Building $51,013	$311,790

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1982)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Aug 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDEPENDENCE PWS serves 120,000 people · EPA ID MO1010399
Water Source	Groundwater
Last State Inspection	May 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 226 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Verizon, Wisper ISP.

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