24243 Veranda Cir, Elberta, AL 36530 Property Records

Baldwin County property record for 24243 Veranda Cir, Elberta, AL 36530

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,798 sqft · built 2024
Owner	Individual Name on File
Tax Bill	$915 (2026)
Deeds & Mortgages	Jul 2024 Sale & Mortgage
APN	`53-09-30-0-000-020.061`

Property Details

APN / Parcel Number

Primary APN	`53-09-30-0-000-020.061`
Alternative APNs	`620153` `550631`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,798 sqft Heated Area
1st Floor Area	1,798 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Exterior Material	Fiber Cement Siding
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Asphalt

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	550631
Street Address	24243 VERANDA CIR
City	ELBERTA
State	AL
Zip	36530-3191
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 43 THE PORCHES UNIT 2 SLIDE -2882-A,B&C
Legal Lot Number	43
Legal Unit	2
Jurisdiction	BALDWIN AL
Township / Civil Division	ELBERTA
Census Block Group	2
Census Block	2050
Census Tract	11601

Owner

24243 Veranda Cir is owned and occupied by an individual.

Source: Baldwin County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	24243 VERANDA CIR, ELBERTA, AL 36530-3191
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

July 2024: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	BALDWIN AL
Recording Date	Jul 26, 2024
Property Address	24243 VERANDA CIR, ELBERTA, AL 36530-3191
Document Number	0002137772
Map Reference	SL 2882-B&2882-C
Instrument Date	Jul 26, 2024
Instrument	2137772
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 16, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	22500 TOWN CENTER AVE # AVE103, AVE103, SPANISH FORT, AL 36527-9471

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	24243 VERANDA CIRCLE, SPANISH FORT, AL 36527

Mortgage

Document Number	0002137773
Date	Jul 26, 2024
Instrument	2137773

Lender

Name	DHI MORTGAGE COMPANY LTD
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2054

Tax Assessment & Valuation

The 2026 property tax bill for 24243 Veranda Cir was $915 with a homeowner's exemption.

Source: Baldwin County assessment roll, as of April 16, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Baldwin County
Municipality	Elberta Town

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$915.00 Homeowner's exemption
2025		$30,200 Land $4,240 Building $25,960	$302,000 Land $42,400 Building $259,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

There have been 47 flood claims near 24243 Veranda Cir since 1995.

Source: OpenFEMA NFIP redacted claims and policies, as of September 2026

Flood Insurance Cost	Premium on File median of 19 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	19 in force
Nearby Flood Claims	47 (1995–2021)
Claims Outside the SFHA	30 of 47
Most Recent Claim	Jul 2021 · river or lake flooding
Claims by Event	Hurricane Sally, Sep 2020 · 14 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2014 · 12 claims Hurricane Ivan, Sep 2004 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.