24227 Veranda Cir, Elberta, AL 36530 Property Records

Baldwin County property record for 24227 Veranda Cir, Elberta, AL 36530

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,500 sqft · built 2024
Owner2 Individual Names on File
Last Sale$279,900 (Feb 2025)
Tax Bill$795 (2026)
Deeds & MortgagesFeb 2025 Sale & Mortgage
APN53-09-30-0-000-020.057

Property Details

APN / Parcel Number

Primary APN53-09-30-0-000-020.057
Alternative APNs
  • 620149
  • 502760

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,500 sqft Heated Area
1st Floor Area1,500 sqft
FlooringVinyl/Resilient
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2024
Effective Year BuiltEffective 2024
Exterior MaterialFiber Cement Siding
Foundation TypeSlab (Mat/Raft)
Roof TypeGable/Hip
Roof MaterialAsphalt

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number502760
Street Address24227 VERANDA CIR
CityELBERTA
StateAL
Zip36530-3191
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 39 THE PORCHES UNIT 2 SLIDE -2882-A,B&C
Legal SubdivisionPORCHES UNIT 2
Legal Lot Number39
Legal Unit2
JurisdictionBALDWIN AL
Township / Civil DivisionELBERTA
Census Block Group2
Census Block2050
Census Tract11601

Owner

24227 Veranda Cir is owned and occupied by two individuals who bought it in February 2025.

Source: Baldwin County records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address24227 VERANDA CIR, ELBERTA, AL 36530-3191
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 5, 2025 · Amount on File
Deed SaleFeb 5, 2025 · Amount on File
Deed Document Number20252169602
Record UpdatedOct 29, 2026

February 2025: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionBALDWIN AL
Recording DateFeb 5, 2025
Property Address24227 VERANDA CIR, ELBERTA, AL 36530-3191
Document Number0002169602
Map ReferenceSL 2882-C
Instrument DateJan 31, 2025
Instrument2169602
Transaction TypeSubdivision Related Transfer
Record UpdatedApr 16, 2026

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address22500 TOWN CENTER AVE # AVE103, AVE103, SPANISH FORT, AL 36527-9471

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address24227 VERANDA CIR, ELBERTA, AL 36530-3191

Mortgage

Document Number0002169603
DateFeb 5, 2025
Instrument2169603
Lender
NameGUILD MORTGAGE CO
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueFeb 1, 2055

Mortgage

Document Number0002169604
DateFeb 5, 2025
Instrument2169604
Lender
NameGUILD MORTGAGE CO
TypeMortgage Company
AddressSAN DIEGO, CA 92111
Agreement
TypeStand-Alone Second Mortgage
AmountAmount on Record
Term120 Months
DueFeb 1, 2035

Tax Assessment & Valuation

The 2026 property tax bill for 24227 Veranda Cir was $795, down 8.7% from the year before.

Source: Baldwin County assessment roll, as of April 16, 2026

Property Jurisdictions

TypeName
StateAlabama
CountyBaldwin County
MunicipalityElberta Town

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$795.00 (-8.73%)
2025$871.00$26,400 Land $4,240 Building $22,160$263,900 Land $42,400 Building $221,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

There have been 47 flood claims near 24227 Veranda Cir since 1995.

Source: OpenFEMA NFIP redacted claims and policies, as of September 2026

Flood Insurance CostPremium on File
median of 19 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies19 in force
Nearby Flood Claims47 (1995–2021)
Claims Outside the SFHA30 of 47
Most Recent ClaimJul 2021 · river or lake flooding
Claims by Event
  • Hurricane Sally, Sep 2020 · 14 claims
  • Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2014 · 12 claims
  • Hurricane Ivan, Sep 2004 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Nearby Properties on Veranda Cir

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