24264 Veranda Cir, Elberta, AL 36530 Property Records

Baldwin County property record for 24264 Veranda Cir, Elberta, AL 36530

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,798 sqft · built 2024
Owner	2 Individual Names on File
Last Sale	$288,000 (Oct 2025)
Tax Bill	$915 (2026)
Deeds & Mortgages	Oct 2025 Sale & Mortgage Sep 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`53-09-30-0-000-020.122`

Property Details

APN / Parcel Number

Primary APN	`53-09-30-0-000-020.122`
Alternative APNs	`620137` `502760` `553498`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,798 sqft Heated Area
1st Floor Area	1,798 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Exterior Material	Fiber Cement Siding
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Asphalt

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	553498
Street Address	24264 VERANDA CIR
City	ELBERTA
State	AL
Zip	36530-3174
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 104 THE PORCHES UNIT 2 SLIDE -2882-A,B&C
Legal Subdivision	PORCHES UNIT 2
Legal Lot Number	104
Legal Unit	2
Jurisdiction	BALDWIN AL
Township / Civil Division	ELBERTA
Census Block Group	2
Census Block	2050
Census Tract	11601

Owner

24264 Veranda Cir is owned and occupied by two individuals who bought it in October 2025.

Source: Baldwin County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	12958 EASY LIKE THAT CIR, ELBERTA, AL 36530-3384
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants in Common

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 23, 2025	Warranty Deed, Transfer · Conventional Mortgage TOMO MORTGAGE LLC
Sep 23, 2024	Warranty Deed, Subdivision Related Transfer · FHA Mortgage DHI MORTGAGE COMPANY LTD

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 23, 2025 · Amount on File
Deed Sale	Oct 23, 2025 · Amount on File
Prior Sale	Sep 23, 2024 · Amount on File
Deed Document Number	20252217481
Record Updated	Oct 29, 2026

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BALDWIN AL
Recording Date	Oct 23, 2025
Property Address	24264 VERANDA CIR, ELBERTA, AL 36530-3174
Document Number	0002217481
Map Reference	SL 2882-A-288-C
Instrument Date	Oct 22, 2025
Instrument	2217481
Transaction Type	Transfer
Record Updated	Apr 16, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1416 SPEARFISH DR, FOLEY, AL 36530

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	12958 EASY LIKE THAT CIR, ELBERTA, AL 36530-3384

Mortgage

Document Number	0002217482
Date	Oct 23, 2025
Instrument	2217482

Lender

Name	TOMO MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

September 2024: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	BALDWIN AL
Recording Date	Sep 23, 2024
Property Address	24264 VERANDA CIR, ELBERTA, AL 36530-3174
Document Number	0002147794
Map Reference	SL 2882-A-2882-C
Instrument Date	Sep 20, 2024
Instrument	2147794
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 17, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	22500 TOWN CENTER AVE # AVE103, AVE103, SPANISH FORT, AL 36527-9471

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	24264 VERANDA CIRCLE, SPANISH FORT, AL 36527

Mortgage

Document Number	0002147795
Date	Sep 23, 2024
Instrument	2147795

Lender

Name	DHI MORTGAGE COMPANY LTD
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2054

Tax Assessment & Valuation

The 2026 property tax bill for 24264 Veranda Cir was $915 with a homeowner's exemption, down 3.8% from the year before.

Source: Baldwin County assessment roll, as of April 16, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Baldwin County
Municipality	Elberta Town
Unified School District	Baldwin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$915.00 (-3.79%) Homeowner's exemption
2025	$951.00	$30,200 Land $4,240 Building $25,960	$302,000 Land $42,400 Building $259,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 24264 Veranda Cir in Zone X, an area of minimal flood risk, though there have been 47 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective September 27, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 19 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	19 in force
Nearby Flood Claims	47 (1995–2021)
Claims Outside the SFHA	30 of 47
Most Recent Claim	Jul 2021 · river or lake flooding
Claims by Event	Hurricane Sally, Sep 2020 · 14 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2014 · 12 claims Hurricane Ivan, Sep 2004 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 24264 Veranda Cir is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 78% of Alabama
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Point Broadband Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Brightspeed.

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