Highlands County property record for 2422 Island Dr, Sebring, FL 33872
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2.5 ba · 2,426 sqft · built 2002 |
| Lot Size | 0.337 acres (14,686 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $402,000 (Dec 2023) |
| Tax Bill | $2,316 (2024) |
| Deeds & Mortgages | Dec 2023 Sale Aug 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | C044813026300030 |
| Primary APN | C044813026300030 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,426 sqft Living Area |
| Gross Area | 2,998 sqft |
| 1st Floor Area | 2,084 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 14,686 sqft (0.337 acres) |
| Lot Dimensions | 250 ft deep x 112 ft wide |
| Garage Type | Attached |
| Garage Area | 572 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 578 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Florida Room |
| Porch Area | 507 sqft |
| Patio Area | 42 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 2422 ISLAND DR |
|---|---|
| City | SEBRING |
| State | FL |
| Zip | 33872-7631 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1A |
| Legal Description | SUN N LAKE OF SEB UNIT 13 PB 9 PG 71 LOT 3 BLK 263 |
| Legal Range | 28E |
| Legal Township | 34S |
| Legal Section | 04 |
| Legal Subdivision | PATIO HOMES SNL SEBRING |
| Legal Block | 263 |
| Legal Lot Number | 3 |
| Jurisdiction | HIGHLANDS FL |
| Township / Civil Division | AVON PARK |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 960503 |
2422 Island Dr is owned and occupied by two individuals who bought it in December 2023.
Source: Highlands County records, as of December 10, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2422 ISLAND DR, SEBRING, FL 33872-7631 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 18, 2023 | Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY |
| Aug 1, 2022 | Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 18, 2023 · Amount on File |
| Deed Sale | Dec 18, 2023 · Amount on File |
| Prior Sale | Aug 1, 2022 · Amount on File |
| Deed Document Number | 20232182853 |
| Deed Book / Page | 3016 / 832 |
| Prior Transfer Date | Dec 19, 2013 |
| Prior Transfer Doc | 0001733778 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Recording Date | Dec 18, 2023 |
| Property Address | 2422 ISLAND DR, SEBRING, FL 33872-7631 |
| Document Number | 0002182853 |
| Book / Page | 3016 / 832 |
| Map Reference | MB 9 PG 71 |
| Instrument Date | Dec 18, 2023 |
| Instrument | 2182853 |
| Transaction Type | Transfer |
| Record Updated | Jan 2, 2024 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Tax | $2,814.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2422 ISLAND DR, SEBRING, FL 33872-7631 |
| Name | Verified Name |
|---|---|
| Address | 2422 ISLAND DR, SEBRING, FL 33872-7631 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Recording Date | Aug 1, 2022 |
| Property Address | 2422 ISLAND DR, SEBRING, FL 33872-7631 |
| Document Number | 0002107915 |
| Book / Page | 2922 / 779 |
| Map Reference | MB 9 PG 71 |
| Instrument Date | Jul 21, 2022 |
| Instrument | 2107915 |
| Transaction Type | Transfer |
| Record Updated | Aug 12, 2022 |
| Title Company | CAPSTONE TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,624.30 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3706 ROBERTA ST, 3706, NEW CASTLE, IN 47362-1558 |
| Name | Verified Name |
|---|---|
| Address | 2422 ISLAND DR, SEBRING, FL 33872-7631 |
| Document Number | 0002922781 |
|---|---|
| Date | Aug 1, 2022 |
| Instrument | 2922/781 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2052 |
Source: Highlands County assessment roll, as of December 10, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Highlands County |
| Unified School District | Highlands County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $188,166 | $307,447 Land $32,332 Building $275,115 | |
| 2024 | $2,316.00 (-48.34%) | ||
| 2023 | $4,483.00 (+16.11%) | $302,643 (+10.89%) Land $27,400 Building $275,243 | $302,643 (+10.89%) Land $27,400 Building $275,243 |
| 2022 | $3,861.00 | $272,932 Land $15,892 Building $257,040 | $272,932 Land $15,892 Building $257,040 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 2422 Island Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2022.
Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 11 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 2 (2022) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2422 Island Dr is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · lower than 89% of Florida |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SUN N LAKES OF SEBRING WATER private · serves 7,710 people · EPA ID FL6280274 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2026 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 278 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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