2401 Island Dr, Sebring, FL 33872 Property Records

Highlands County property record for 2401 Island Dr, Sebring, FL 33872

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 3,729 sqft · built 1997
Lot Size	0.451 acres (19,652 sqft)
Owner	Individual Name on Record
Last Sale	$499,000 (May 2022)
Tax Bill	$5,280 (2024)
Deeds & Mortgages	May 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`C044813700000110`

Property Details

APN / Parcel Number

Primary APN	`C044813700000110`
Alternative APN	`C-04-34-28-137-0000-0110`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Stories	1 Story
Building Area	3,729 sqft Living Area
1st Floor Area	3,171 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1997
Exterior Material	Stucco
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	19,652 sqft (0.451 acres)
Garage Type	Finished
Garage Area	673 sqft
Driveway	Driveway
Driveway Area	1,200 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Pool with Hot Tub/Spa
Pool Area	492 sqft
Porch	Open Porch
Porch Area	513 sqft
Patio Area	733 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Old Parcel Number	C044813700000110
Street Address	2401 ISLAND DR
City	SEBRING
State	FL
Zip	33872-7636
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Description	MANOR HILL OAKS PB 16 PG 12 LOT 11 + 1/14 INT IN TRACT A
Legal Range	28E
Legal Township	34S
Legal Section	04
Legal Subdivision	MANOR HILL OAKS
Legal Tract	A
Legal Lot Number	11
Jurisdiction	HIGHLANDS FL
Township / Civil Division	AVON PARK
Census Block Group	1
Census Block	1005
Census Tract	960503

Owner

Source: Highlands County records, as of December 12, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2401 ISLAND DR, SEBRING, FL 33872-7636
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 17, 2022 · Amount on Record
Deed Sale	May 17, 2022 · Amount on Record
Prior Sale	Aug 26, 2004 · Amount on Record
Deed Document Number	2094168
Deed Book / Page	2905 / 1017
Record Updated	Jun 8, 2026

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	May 17, 2022
Property Address	2401 ISLAND DR, SEBRING, FL 33872-7636
Document Number	0002094168
Book / Page	2905 / 1017
Map Reference	MB 16 PG 12
Instrument Date	May 13, 2022
Instrument	2094168
Transaction Type	Transfer
Record Updated	May 27, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,493.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	628 128TH ST SW APT 209, 209, EVERETT, WA 98204-5019

Mortgage

Document Number	0029051019
Date	May 17, 2022
Instrument	2905/1019

Lender

Name	THE MORTGAGE FIRM INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jun 1, 2037

Tax Assessment & Valuation

Source: Highlands County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Highlands County
Unified School District	Highlands County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$393,924 (+0.21%) Land $33,500 Building $360,424	$393,924 (+0.21%) Land $33,500 Building $360,424
2024	$5,280.00 (+0.94%)
2023	$5,231.00 (-4.82%) Homeowner's exemption	$393,088 (+7.98%) Land $28,500 Building $364,588	$393,088 (+7.98%) Land $28,500 Building $364,588
2022	$5,496.00	$364,038 Land $23,500 Building $340,538	$364,038 Land $23,500 Building $340,538

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	2 (2022)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 89% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUN N LAKES OF SEBRING WATER private · serves 7,710 people · EPA ID FL6280274
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 278 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20