Highlands County property record for 2524 Island Dr, Sebring, FL 33872
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,362 sqft · built 2009 |
| Lot Size | 0.287 acres (12,478 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $305,000 (May 2021) |
| Tax Bill | $5,706 (2025) |
| Deeds & Mortgages | May 2021 Sale & Mortgage Apr 2019 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | C044813026300060 |
| Primary APN | C044813026300060 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,362 sqft Living Area |
| Gross Area | 2,957 sqft |
| 1st Floor Area | 2,362 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2009 |
|---|---|
| Effective Year Built | Effective 2009 |
| Exterior Material | Concrete Block/Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 12,478 sqft (0.287 acres) |
| Lot Dimensions | 125 ft deep x 100 ft wide |
| Garage Type | Attached |
| Garage Area | 595 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Enclosed Pool |
|---|---|
| Pool Area | 288 sqft |
| Porch | Open Porch |
| Porch Area | 433 sqft |
| Patio Area | 576 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 2524 ISLAND DR |
|---|---|
| City | SEBRING |
| State | FL |
| Zip | 33872-7627 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1A |
| Legal Description | SUN N LAKE OF SEB UNIT 13 PB 9 PG 71 LOT 6 BLK 263 |
| Legal Range | 28E |
| Legal Township | 34S |
| Legal Section | 04 |
| Legal Subdivision | PATIO HOMES SNL SEBRING |
| Legal Block | 263 |
| Legal Lot Number | 6 |
| Jurisdiction | HIGHLANDS FL |
| Township / Civil Division | AVON PARK |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 960503 |
2524 Island Dr is owned and occupied by two individuals who bought it in May 2021.
Source: Highlands County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2524 ISLAND DR, SEBRING, FL 33872-7627 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 24, 2021 | Warranty Deed, Transfer · Conventional Mortgage HEARTLAND NATIONAL BANK |
| Apr 5, 2019 | Grant Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 24, 2021 · Amount on File |
| Deed Sale | May 24, 2021 · Amount on File |
| Prior Sale | Oct 13, 2016 |
| Deed Document Number | 20212035777 |
| Deed Book / Page | 2825 / 1072 |
| Prior Transfer Date | Oct 1, 2016 |
| Prior Transfer Doc | 0001829930 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Recording Date | May 24, 2021 |
| Property Address | 2524 ISLAND DR, SEBRING, FL 33872-7627 |
| Document Number | 0002035777 |
| Book / Page | 2825 / 1072 |
| Map Reference | MB 9 PG 71 |
| Instrument Date | May 21, 2021 |
| Instrument | 2035777 |
| Transaction Type | Transfer |
| Record Updated | Jun 4, 2021 |
| Title Company | CAPSTONE TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,135.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2718 ISLAND DR, 2718, SEBRING, FL 33872-7650 |
| Name | Verified Name |
|---|---|
| Address | 2524 ISLAND DR, SEBRING, FL 33872-7627 |
| Document Number | 0028251074 |
|---|---|
| Date | May 24, 2021 |
| Instrument | 2825/1074 |
| Name | HEARTLAND NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Recording Date | Apr 5, 2019 |
| Property Address | 2524 ISLAND DR, SEBRING, FL 33872-7627 |
| Document Number | 0001935385 |
| Book / Page | 002686 / 000522 |
| Instrument Date | Apr 4, 2019 |
| Instrument | 1935385 |
| Transaction Type | Transfer |
| Record Updated | Apr 12, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $0.70 |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 2524 ISLAND DR SEBRING FL 338727627, SEBRING, FL 33872-7627 |
The 2025 property tax bill for 2524 Island Dr was $5,706 with a homeowner's exemption, up 20.6% from the year before.
Source: Highlands County assessment roll, as of December 10, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Highlands County |
| Unified School District | Highlands County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,706.00 (+20.63%) Homeowner's exemption | $375,589 Land $29,447 Building $346,142 | $375,589 Land $29,447 Building $346,142 |
| 2024 | $4,730.00 (+1.46%) | ||
| 2023 | $4,662.00 (+9.62%) Homeowner's exemption | $354,885 (+11.57%) | $375,213 (+17.96%) Land $24,955 Building $350,258 |
| 2022 | $4,253.00 Homeowner's exemption | $318,091 Land $14,474 Building $303,617 | $318,091 Land $14,474 Building $303,617 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2524 Island Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2022.
Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 11 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 2 (2022) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2524 Island Dr is low, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · lower than 89% of Florida |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SUN N LAKES OF SEBRING WATER private · serves 7,710 people · EPA ID FL6280274 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2026 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 278 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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